Funding based on your sales, not your collateral. Apply in 5 minutes, share about three months of statements and review the full repayment first.
See My OfferMerchant Cash Advance
Taprooms, restaurants, shops and studios across Minneapolis use an advance to restock, renovate or ride out a slow winter.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application, about three months of statements, no tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ is considered, and steady deposits carry real weight.
The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
With a merchant cash advance, you receive a lump sum today in exchange for a portion of your future receivables. The decision rests mostly on your sales history rather than property or a long credit file. Your offer shows the advance amount, the full repayment amount and the schedule before you accept.
Minneapolis has a busy small business scene: restaurants and taprooms in Northeast, shops along Lake Street and Nicollet, salons, fitness studios and auto shops across the city. These businesses run steady card and cash sales, and that consistent flow is what an advance is sized against. It also helps that repayment is tied to sales, which matters in a city where January and July can look very different.
A 5-minute application, a soft credit pull and about three months of business bank statements. No tax returns are required. FICO scores from 500 are considered, and sole proprietors can apply. The amount we offer, from $25,000 to $5,000,000, depends mainly on your deposits and existing obligations.
Bigger is not always better. Look at your slowest recent month and ask whether the repayment schedule in your offer still leaves enough for rent, payroll and suppliers. If you already carry another advance, tell us. We would rather offer an amount that fits than one that squeezes your cash flow later.
Need to draw repeatedly? Consider a business line of credit in Minneapolis. Prefer a fixed lump sum for operations? Look at working capital loans. Short on time? Read about fast funding in Minneapolis. Or simply apply now.
No. It is a purchase of future receivables, repaid from your sales according to the schedule in your offer.
Advances range from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
Yes, seasonal businesses can apply. We review about three months of deposits and look at your overall pattern.
Funding can arrive in as little as 24 hours for qualified businesses after you accept.
No. The full repayment amount and schedule are in your offer before you sign.
Yes. Sole proprietors can apply. We review your business bank deposits the same way we would for an LLC or corporation, and the application takes about five minutes.
Example uses for illustration only.
Steps that help your advance fit your business.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding