Steady card and bank deposits can become working cash. See the advance, the full repayment and the remittance terms before you accept.
Check My OfferMerchant Cash Advance
If your sales are consistent, your bank statements tell most of the story. We use them to size an advance that fits your real revenue.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Consistent deposits do much of the work in our review.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
How you repay is explained in the offer up front, so you can match it to your sales rhythm.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Raleigh's restaurant, retail and personal service scene has grown along with the city, from downtown and Glenwood South to the shopping centers out in North Raleigh and Brier Creek. Many of those businesses run on card sales and steady daily deposits. A merchant cash advance in Raleigh turns that revenue history into capital now. You receive a lump sum and repay it from a portion of future sales, as laid out in your offer.
An advance is usually a fit when the money will produce revenue relatively soon. Common examples:
If the money is for something with a long payoff period, compare working capital in Raleigh before you decide.
We do not start with tax returns. We start with about three months of business bank statements and a soft credit pull. We look at how consistent your deposits are, what your balances look like and what other obligations already come out of the account. FICO scores from 500 are considered, and sole proprietors can apply. Advances range from $25,000 to $5,000,000.
We want an advance that fits your sales, including slower weeks. Taking more than your deposits can comfortably support is not a favor to anyone.
Your offer lists the advance amount, the full repayment amount and exactly how remittance works. Read it, ask questions, and only accept when it makes sense for your numbers. There are no surprise costs after you sign.
Need ongoing access instead of one lump sum? See our business line of credit in Raleigh. Short on time? Our fast funding page explains how quickly things can move. Or simply apply in five minutes.
You receive a lump sum and repay it from a portion of future sales, following the terms laid out in your offer.
We consider FICO scores from 500. Your sales and deposit consistency carry significant weight.
About three months of business bank statements. No tax returns required.
Funding can arrive in as little as 24 hours for qualified businesses after you accept the offer.
Yes. The full repayment amount is shown in your offer before you accept.
Example uses for illustration only.
These steps can help your deposits tell a stronger story.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding