Keep stylists paid and the lights on through January and summer lulls. Funding from $25,000, decisions fast, and funding in as little as 24 hours for qualified salons.
Check My OptionsSalon slow-season funding
We look at your recent deposits, not tax returns. Apply in about five minutes with a soft credit pull and see what your salon qualifies for before the slow stretch begins.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and roughly three months of business bank statements. No tax returns required.
FICO 500+ considered. We weigh your deposit pattern and how the salon runs, not only a score.
Your offer shows the full repayment amount up front. No surprise costs appear after you sign.
The repayment schedule is laid out in your offer, so you can map it against the quiet months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most salons have a rhythm. Prom, wedding season, back-to-school and the run-up to the holidays fill the book. Then January hits, or the middle of summer when regulars travel, and the chairs sit empty between appointments. Rent, booth software, utilities and your stylists' scheduled hours do not shrink just because walk-ins did.
Slow-season funding for a salon is about bridging that dip so you do not have to cut staff hours, skip a color order or put the lease payment on a personal card.
If the slow stretch comes every year, a business line of credit for salons lets you draw only what you need, when you need it. For a single lump sum to carry you through, working capital for salons is often simpler. A merchant cash advance or revenue-based financing ties repayment to your sales, which some owners like when card volume swings month to month. We will show you the full repayment amount in your offer before you accept anything.
We review about three months of business bank statements to see your deposit pattern, including the slower weeks. No tax returns are required, and the application takes about five minutes with a soft credit pull to start. FICO 500+ is considered, and sole proprietors and booth-rental owners who run the business through their own account can apply. Decisions move fast, and funding can land in as little as 24 hours for qualified businesses.
Planning ahead? Our salon cash flow guide walks through mapping your busy and slow months.
The best time to apply is before the slow stretch, while your statements still show the busy season's deposits. Waiting until the account is nearly empty makes the picture harder to read. Start your application and we will walk through what fits your calendar.
You can apply. We look at roughly three months of deposits, so a dip shows up alongside the stronger weeks around it. Funders weigh the overall pattern and your existing obligations rather than a single slow month.
Funding runs from $25,000 to $5,000,000. The amount depends mainly on your average deposits and any payments you already owe. For illustration, a salon with steady deposits covering two chairs' worth of payroll might look at a smaller amount than a multi-location spa.
If the business has its own bank account with steady deposits, it can apply. Sole proprietors can apply too.
We start with a soft credit pull, which does not affect your score.
Your offer lays out the repayment schedule and the full repayment amount before you accept, so you can check it against your slow and busy months.
Example uses for illustration only.
A few steps make a slow-season request easier to approve and easier to repay.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding