Cover insurance, truck notes and core driver pay when freight slows. Funding from $25,000 for regional and local carriers, based on your deposits.
Cover the Slow WeeksTrucking Slow Season
Freight dips, fixed costs do not. We help regional and local carriers bridge the off season so they are ready for the next busy run.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application, no tax returns. Funding in as little as 24 hours for qualified carriers.
FICO 500+ is considered, with a soft credit pull to start.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is shown in the offer, so you can test it against your slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Regional and local carriers feel freight seasonality in different ways. Retail delivery is often busiest ahead of the holidays and quiet after. Produce and agricultural hauling follows harvests. Construction and aggregate hauling slow when weather shuts down job sites. Meanwhile insurance, truck and trailer payments, permits, parking and your core drivers' wages keep coming due.
Slow-season funding keeps those fixed costs covered so you do not have to park trucks or lose drivers you will need again in a few weeks.
We review about three months of business bank statements, and we expect to see volume move with the seasons. Funders typically weigh whether deposits recover each year, how dependent you are on one or two customers, and what obligations you already carry. FICO 500+ is considered, we start with a soft credit pull, and no tax returns are required.
Timing helps. Applying near the end of your busy period, when statements show strong deposits, generally supports a better offer than applying once the slowdown is well underway.
A predictable, short slowdown often fits a single amount of working capital. If the timing is uncertain, a business line of credit lets you draw only what you need. Our trucking cash flow guide covers how to map the season before you borrow.
For illustration: a local delivery carrier that sees volume drop after the holidays might fund its insurance, truck notes and core driver payroll for the quiet stretch, rather than its full peak-season budget.
Every offer shows the full repayment amount and the repayment schedule before you accept, with no surprise costs after you sign. Make sure the payments fit the slow weeks, not just the busy ones. Then apply in about 5 minutes.
Not automatically, and funders expect some seasonality in trucking. A lower recent stretch can reduce the amount offered, which is why applying earlier often helps.
Yes. Many carriers use quiet weeks to catch up on preventive maintenance and repairs.
Our focus is regional and local carriers with steady deposits, and we cannot promise funding for long-haul operations.
No tax returns are required. Bank statements are the main document.
Funding can arrive in as little as 24 hours for qualified businesses after approval.
Fund the fixed costs you cannot pause, such as insurance, truck notes and the drivers you plan to keep. Variable costs like fuel usually drop with volume, so they rarely need the same cushion.
Example uses for illustration only.
Carriers that plan for slow seasons usually get better offers.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding