Booth rent, card settlements and slow weeks all move on their own clock. See how shops stay ahead, and how fast funding can help with upgrades.
Start ApplicationBarbershop Cash Flow
Steady shops use capital for remodels, new chairs and second locations. We base offers on your deposits, not tax returns.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes and about three months of statements. Funding in as little as 24 hours for qualified shops.
FICO 500+ considered with a soft credit pull to start. Sole proprietors can apply.
Your offer shows the full amount you will repay before you accept. No surprise costs after signing.
The repayment schedule is laid out in your offer up front, so you can plan around slow weeks.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A barbershop looks simple from the outside: chairs, clippers, regulars. Under the hood, the money moves in a few different streams. Some shops collect booth rent, some pay commission, many do both. Retail product sales add a little margin. Card processors settle on their own schedule. And the weeks before school starts or the holidays can look very different from a rainy Tuesday in February.
Knowing which stream pays for what is the first step toward steady barbershop cash flow.
When a barber is short on rent, the shop is short too. Clear due dates and a simple written agreement help.
An open chair still costs rent and utilities. Filling it quickly matters more than most owners realize.
New chairs, stations, sinks and signage add up fast, especially when you open a second location.
Pomades, beard oils and tools sitting on a shelf are cash you cannot use for anything else.
Thinking about another location? Read about barbershop expansion funding.
Once a week, compare what came in from cuts, booth rent and product sales against what went out for rent, supplies and payroll. If one week is consistently short, look at which chair or day is driving it. Small fixes, like an online booking reminder or a slow-day special, often close the gap before you need outside money at all.
Capital makes sense when it pays for something that brings in more cuts: a remodel, extra chairs, a second shop or a marketing push to fill slow days. We offer working capital, merchant cash advances, a business line of credit, equipment financing and revenue-based financing, from $25,000 to $5,000,000.
Sole proprietors can apply. We look at about three months of business bank statements, start with a soft credit pull, consider FICO 500+ and skip the tax returns. Your offer shows the full repayment amount and the schedule before you accept. Start your application.
Yes. We look at the deposits into your business account, which can include booth rent, services and retail sales.
Yes. Sole proprietors can apply as long as the shop has steady business deposits.
About three months of business bank statements and a five-minute application. No tax returns.
We start with a soft credit pull, so your score is not affected at that stage.
Funding can arrive in as little as 24 hours for qualified businesses.
Example uses for illustration only.
These habits help a barbershop qualify more easily next time.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding