Funding built around the deposits your clinic already brings in. Apply in about five minutes with a soft credit pull.
Check EligibilityPT Revenue-Based Financing
Reimbursements and cash-pay visits tell us how your practice is doing. Revenue-based financing turns that track record into capital for new programs, staff and space.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and three months of bank statements. Funding in as little as 24 hours for qualified practices.
FICO 500+ considered. Your deposit history is the center of the review.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
How and when you repay is laid out in the offer up front, so you can plan around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Revenue-based financing is sized and repaid based on the money your practice brings in, rather than on collateral or a long credit history. For a physical therapy clinic, that revenue is a mix of insurance reimbursements, Medicare payments, workers' comp and auto claims, and cash-pay patients for things like dry needling or wellness packages.
Because the review centers on your deposits, it can be a good fit for clinics that perform well but would not look great on a traditional bank application.
Therapy revenue tends to be steady but lumpy. Patient visits may be consistent while payment arrives in waves as payers process claims. Revenue-based financing looks at that pattern over about three months of bank statements and builds an offer around it.
That makes it a reasonable option for things that grow revenue, such as:
For a bigger growth plan, see physical therapy expansion funding.
A merchant cash advance is also tied to future receipts, while working capital is often a lump sum repaid on a set schedule. The right choice depends on how predictable your deposits are and what you are funding. Whichever product fits, your offer shows the full repayment amount and how repayment works before you accept.
For illustration: if you are adding a pelvic health program, estimate how many visits per week it will add once it is running, and how long referrals will take to ramp. Compare that conservative revenue estimate against the repayment amount in your offer. If the program covers the cost even with slower growth, the math holds up.
FICO 500+ is considered, we start with a soft credit pull, and no tax returns are required. Sole proprietors can apply. Start your application and funding can arrive in as little as 24 hours for qualified practices.
It is funding sized mainly on your practice's revenue, as shown in your business bank deposits, and repaid according to the terms in your offer.
It can be. We review deposits from all sources, so steady reimbursement income counts.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
About three months of business bank statements and the 5-minute application. No tax returns are required.
Yes. Your offer shows the full repayment amount and the schedule before you accept.
Example uses for illustration only.
Stronger deposit patterns lead to stronger revenue-based offers.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding