Merchant Fund Express
(305) 384-8391Apply

Merchant Cash Advance for Moving Companies

Get a lump sum based on your deposits to cover crews, trucks and supplies between busy seasons. Funding from $25,000 with a 5-minute application.

Get My Offer

Moving Company Cash Advance

Carry your crew from one peak season to the next

Movers earn most of their year in a few busy months. An advance sized to your deposits lets you prepare for the rush and get through the quiet stretch.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why movers choose a cash advance

Fast and light on paperwork

A 5-minute application and about three months of statements, with no tax returns. Funding in as little as 24 hours for qualified companies.

Credit is not the whole story

FICO 500+ considered. Steady deposits from booked moves count for a lot.

Know the total before you sign

Your offer shows the full repayment amount before you accept. No surprise costs after you sign.

A repayment plan you can see

The repayment schedule is laid out in your offer up front, so you can plan around peak and off-peak months.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

The cash squeeze every mover knows

Moving is a business of peaks. Late spring through summer, and the last few days of almost every month, your trucks are booked solid. Then the calendar thins out and the bills keep coming: truck payments, insurance, fuel cards, warehouse rent, and the crew you want to keep on so they are there next May.

A merchant cash advance gives you a lump sum now, based on the sales and deposits your company already produces. It is a straightforward way to carry the business from one busy stretch to the next without waiting on a bank committee.

How a merchant cash advance works with us

We review about three months of business bank statements to understand your deposit pattern, including card payments from residential customers and checks or transfers from commercial accounts. No tax returns are required. You get an offer that shows the advance amount, the full repayment amount and the repayment schedule before you accept.

  1. Complete the 5-minute application (a soft credit pull to start).
  2. Upload your recent bank statements.
  3. Review your offer and decide. Qualified businesses can be funded in as little as 24 hours.

What movers use an advance for

If downtime is the main problem, read our guide to slow season funding for moving companies.

Is it the right product?

An advance suits established local and regional movers with steady deposits who want one lump sum. If you would rather draw smaller amounts as needed, look at a business line of credit for moving companies, or see how the two compare. FICO 500+ is considered and sole proprietors can apply. Start your application when you are ready.

Frequently Asked Questions

How much can a moving company get from a merchant cash advance?

Advances range from $25,000 to $5,000,000. The amount depends mainly on your deposits and any existing obligations on your statements.

Our revenue drops in winter. Does that matter?

Funders look at the full deposit pattern, including seasonal swings. A clear picture of your busy and slow months helps us size an offer that fits.

Do I need tax returns or financial statements?

No tax returns are required. About three months of business bank statements usually covers it.

Can an owner-operator with one truck apply?

Sole proprietors can apply. We look for an established business with steady deposits.

How fast is funding?

Decisions move quickly, and qualified businesses can be funded in as little as 24 hours after accepting an offer.

Seasonal crew $32,000.00
Packing supplies $12,500.00
Truck repair $18,000.00
Spring marketing $15,000.00

Example uses for illustration only.

How to improve your chances

Movers can strengthen an application with a few simple habits.

  • Deposit all job payments into one business account
  • Keep balances positive during slow months
  • Have current balances on truck loans handy
  • Bring statements that include part of a busy season

Cash advance from us vs. a bank loan

Merchant Fund Express
Traditional bank loans
Application time
About 5 minutes
Hours of forms
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
High scores preferred
Funding speed
As little as 24 hours if qualified
Often several weeks
Starting credit check
Soft pull
Hard pull

Ready to get ahead of moving season?

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall