Merchant Fund Express
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Expansion Funding for Moving Companies

Add trucks, crews or a new service area without emptying the operating account. $25,000 to $5,000,000 for established movers with steady deposits.

Start Growing

Moving Company Expansion

Grow the fleet before the busy season arrives

Expansion costs show up before the new jobs pay. We help moving companies bridge that gap with funding sized to their deposits and an offer that spells out every repayment number up front.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Built for movers who are ready to grow

Quick to apply, light on paperwork

A 5-minute application and about three months of bank statements. Qualified movers can be funded in as little as 24 hours.

Credit history is not the whole story

FICO 500+ considered. We look closely at the steady deposits your moving jobs generate, and we start with a soft pull.

Clear costs before you commit

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Repayment you can plan around

The repayment schedule is laid out in the offer up front, so you can match it against the new revenue you expect.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Growth in moving happens one truck at a time

Most moving companies do not expand with a single big leap. They add a box truck when the calendar keeps overflowing, hire a second lead mover when weekend jobs get turned away, or open a small satellite yard when the drive time to a growing suburb starts eating into margins. Each step needs cash before the new revenue shows up, and that gap is where expansion funding for moving companies earns its keep.

We work with established movers that have steady deposits and want to grow without draining the operating account they rely on for fuel, payroll and insurance.

What owners usually put expansion capital toward

Matching the product to the plan

A one-time purchase like a truck often fits equipment financing. A rolling need, like hiring ahead of peak season, may suit a business line of credit you draw on as jobs book. Owners whose deposits rise and fall with the season sometimes prefer revenue-based financing, where repayment follows sales. We walk through the options with you and lay out each offer so you can compare.

How the process works

The 5-minute application starts with a soft credit pull. We review about three months of business bank statements; no tax returns required. Owners with FICO scores of 500 and up are considered, and sole proprietors can apply. Qualified businesses can see funding in as little as 24 hours.

Every offer shows the full repayment amount and the repayment schedule before you accept, so you can check the numbers against what the new truck or crew should bring in.

Plan the expansion around your slow months

Moving is seasonal in most markets, with heavier volume in late spring and summer. Timing new costs so they land when the calendar is filling up, not in the quiet winter stretch, makes repayment easier on the account. Our moving company cash flow guide covers this in more depth.

Frequently Asked Questions

How much expansion funding can a moving company get?

We provide $25,000 to $5,000,000. The amount depends mainly on your monthly deposits and any existing obligations, not just the size of the project.

Can I use the money to buy another truck?

Yes. Trucks, trailers and other gear can be covered, and equipment financing is often a natural fit for a single vehicle purchase.

Do you need my tax returns?

No tax returns are required. We review about three months of business bank statements along with a soft credit pull to start.

I run my moving business as a sole proprietor. Can I apply?

Yes, sole proprietors can apply. What matters most is a track record of steady deposits in a business bank account.

How quickly can I get the funds?

Decisions move fast, and qualified businesses can be funded in as little as 24 hours after approval and signing.

Second box truck $85,000.00
New crew hiring $40,000.00
Satellite yard lease $30,000.00
Pads and dollies $25,000.00

Example uses for illustration only.

How to improve your chances

A few habits can strengthen an expansion request before you apply.

  • Keep job deposits flowing into one business account
  • Map out what each new truck should earn per month
  • Separate personal and business spending
  • Have current insurance and DOT paperwork handy

How we compare to a typical bank expansion loan

Merchant Fund Express
Traditional bank loans
Application
5 minutes
Long forms and meetings
Documents
About 3 months of statements
Tax returns, projections
Credit
FICO 500+ considered
Usually strong credit only
Speed
As little as 24 hours
Often several weeks
Credit check to start
Soft pull
Hard pull upfront

Ready to add the next truck?

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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