Get the van, jetter or recovery machine fixed and your techs back on calls. Apply in 5 minutes with bank statements.
Fix It NowEquipment Repair Funding
Every day a truck sits in the shop is a day of missed calls. We decide quickly based on your deposits so you can get back to work.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Qualified shops can be funded in as little as 24 hours.
FICO 500+ is considered. Steady job deposits count.
Your offer shows exactly what you'll repay before you accept. No surprise costs after you sign.
The schedule is laid out in the offer up front so you know what's coming.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
In plumbing and HVAC, your equipment is your revenue. A service van with a blown transmission means a tech sitting idle. A broken hydro-jetter means turning down drain jobs. A failed recovery machine, vacuum pump or pipe threader stops installs in their tracks. Equipment repair funding gets the gear fixed so the schedule keeps moving.
Start with the math. If a repair costs close to what a replacement would, it may make more sense to replace. Here's how we see the options:
| Situation | Option to consider |
|---|---|
| Repair bill on a van or tool | Working capital |
| Buying a replacement unit | Equipment financing |
| Recurring repairs across a fleet | Business line of credit |
We look at the deposits flowing through your account from service calls and installs, and at what already pulls from it. FICO 500+ is considered. Sole proprietors can apply.
When a truck is in the shop, it's tempting to sign anything. Don't. Every offer from us shows the full repayment amount and the repayment schedule before you accept, so you can compare the cost of funding with the cost of keeping a tech off the road. Qualified contractors can be funded in as little as 24 hours.
Funding runs from $25,000 to $5,000,000, and your amount depends mainly on deposits and existing obligations. For illustration, a two-van shop might request enough to cover a transmission repair plus a rental van for the week, so the tech who drives it keeps running calls while the truck is in the shop.
Service vans, box trucks, jetters, camera systems, recovery machines, welders, brazing rigs and other gear you use to earn revenue.
It helps you request the right amount, but we underwrite mainly on your bank statements.
Qualified plumbing and HVAC businesses can be funded in as little as 24 hours.
FICO 500+ is considered. Your deposit history matters as much as your score.
Yes. Many shops bundle repairs, for example a van, a drain machine and a camera system, into one request. Add up the estimates first so the amount you ask for matches the real need. The amount you can receive depends mostly on your deposits and what you already owe.
Compare the repair estimate with the cost of a replacement and how many more years the van realistically has. If repairs keep stacking up, equipment financing for a newer vehicle may make more sense than repeated working capital requests.
Example uses for illustration only.
A little prep helps you size an equipment repair request correctly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding