Stock paint, primer and sundries ahead of big jobs without maxing your supplier account. Five-minute application, soft pull to start.
Fund My MaterialsPaint & Supply Funding
Large repaints need materials on day one. Working capital or a line of credit lets you buy in bulk and keep your supply account open for emergencies.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Roughly three months of statements, a five-minute form, and funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We look closely at your deposits.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Paint is not cheap, and big jobs eat it fast. A multifamily repaint or a commercial interior can require pallets of primer and finish coats, plus caulk, tape, masking film, rollers, and patching compound. Your supply house account helps, but credit limits fill up quickly when several jobs start in the same month.
Buying ahead also makes sense when a manufacturer change or a price increase is coming, or when you can lock in a color batch for a long project so touch-ups match.
Inventory for a painting contractor is more than gallons. Think about everything that has to be on the truck before the first coat goes on: drop cloths, plastic sheeting, spray tips and filters, sanding supplies, wood filler, ladders for a second crew, and safety gear for lead-safe work on older homes. On commercial jobs, specified coatings may need to be ordered weeks ahead, and some suppliers want payment before they release a special order.
When those costs land all at once, a profitable job can still drain your account before the first progress payment arrives.
If you restock in waves through the season, a business line of credit lets you draw for each order. If you are stocking up once for a big push, a single lump of working capital is straightforward. Contractors with steady card or ACH payments sometimes prefer a merchant cash advance.
| Buying pattern | Common fit |
|---|---|
| Frequent smaller orders | Line of credit |
| One large stock-up | Working capital |
| Strong card deposits | Merchant cash advance |
We review about three months of business bank statements to understand your deposits and existing obligations. No tax returns are required, FICO 500+ is considered, and the application takes about five minutes with a soft credit pull. Sole proprietors can apply.
Stock that sits in a hot trailer can skin over or spoil. Buy against signed jobs and realistic near-term work, not hopes. Check that the margin on those jobs covers the full repayment amount, which is shown in your offer before you accept. Then start your application.
Yes, working capital can be used for business expenses including supplier balances and new material orders.
They are not required. Our review is mainly based on about three months of business bank statements.
Our range starts at $25,000. The amount depends mainly on your deposits and existing obligations.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Deposits and cash flow weigh heavily in our review.
Example uses for illustration only.
Smarter buying keeps inventory from tying up cash.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding