Buy condensers, water heaters and parts before the rush so you can install this week, not next month. Apply in 5 minutes.
Stock Up NowParts & Equipment Inventory
Backorders lose jobs. We look at your deposit history to fund inventory purchases ahead of peak demand so your installs keep moving.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with three months of bank statements. Qualified shops can be funded in as little as 24 hours.
FICO 500+ is considered alongside your steady install and service deposits.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The schedule is in the offer up front so you can line it up with when installs pay.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A homeowner with no AC in August will hire whoever can install a system this week. If your supply house is backordered and you didn't buy ahead, that job goes to the shop down the road. The same goes for water heaters in January and repair parts for the brands you service most. Inventory funding lets you buy before the rush, when you have more choice and fewer delays.
It also helps on the plumbing side: PEX, copper, fittings, fixtures and valves for a run of remodels or a new commercial build add up quickly, and supply houses expect to be paid on their terms, not yours.
Buying too much ties up cash in boxes. Buying too little costs you jobs. A few ways to size the request:
For illustration, a shop that installs a steady number of systems each summer might fund a spring purchase covering the first several weeks of peak demand rather than the whole season.
We underwrite on about three months of business bank statements, not tax returns. The amount you can get depends mostly on your deposits and the obligations already pulling from the account. FICO 500+ is considered, and sole proprietors can apply. The 5-minute application starts with a soft credit pull, and qualified contractors can be funded in as little as 24 hours.
Whatever you choose, the offer shows the full repayment amount and repayment schedule before you accept. Compare that against the margin you expect on the jobs that inventory will fill.
Yes. You can use the funds to buy from distributors, supply houses or manufacturers you already work with.
If you restock regularly, a line of credit can fit better because you draw as you need. For a single large pre-season order, working capital is often simpler.
We underwrite mainly on your bank statements. Having supplier quotes on hand helps you request the right amount.
Qualified plumbing and HVAC businesses can be funded in as little as 24 hours.
That's common. We factor existing obligations into the amount that makes sense for you.
Example uses for illustration only.
Smart inventory buying starts before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding