Buy shingles, underlayment, metal and flat-roof materials in volume before jobs pay. Funding in as little as 24 hours for qualified businesses.
Stock My MaterialsRoofing Material Funding
Materials come due before the job pays. We fund roofing inventory based on your deposit history and show the full repayment amount before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of bank statements. No tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ is considered, and we start with a soft pull. Your deposit history carries real weight.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The schedule is laid out in your offer up front, so you can match it to your job pipeline.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
On many roofing jobs, materials are the largest single cost, and the supply house wants to be paid long before the homeowner's insurance carrier or the property manager pays you. Supplier credit lines fill up quickly in peak season. When you are running several crews, a shortage of bundles or a backordered color can stall jobs you have already sold.
Inventory funding lets you buy materials in volume, keep a stock of common items in your yard, and keep crews moving from one roof to the next.
Buying ahead can also mean fewer runs to the supply house during the week, which keeps crews on the roof instead of in the truck.
We review about three months of business bank statements to understand your deposit pattern and current obligations. Your inventory plan helps explain the request, but the offer is driven mainly by how steadily money flows in and what you already owe. FICO scores from 500 are considered, the first check is a soft pull, and no tax returns are required. Sole proprietors can apply.
A roofing company expects a busy spring after a winter of booked estimates. Their supplier has announced a price increase. The owner uses working capital to buy several weeks of shingles and underlayment at current pricing, stores them in the yard, and repays on the schedule in the offer as spring jobs close. The numbers here are for illustration only; every business and offer is different.
A business line of credit suits repeated material purchases through the season. A lump sum of working capital fits a one-time stock-up. If receipts swing a lot, look at revenue-based financing for roofing. When you are ready, apply in about 5 minutes.
Yes. Many roofers use it for a single large job, while others keep a standing stock. Tell us what you plan to buy when you apply.
No. Invoices or quotes can help you size the request, but we mainly review your bank statements.
Funding ranges from $25,000 to $5,000,000, depending mostly on deposits and existing obligations.
They can work together. Supplier terms are useful when available; funding can cover purchases when your supplier line is maxed out or when cash pricing makes sense.
We start with a soft credit pull, which does not affect your score.
Example uses for illustration only.
A few practices help roofing companies get more out of inventory funding.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding