Stock shampoo, blades, treats and retail before the rush. Apply in 5 minutes with about three months of bank statements and no tax returns.
Check My OptionsPet Grooming Inventory Funding
Buy supplies in bulk when the price is right and let repayment come from the steady deposits your regular clients already produce.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified shops.
FICO from 500 considered. We look at your deposits and client flow, not just a score.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is spelled out in your offer, so you know what leaves the account and when.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A grooming salon looks like a service business, but the shelves tell a different story. Shampoos, conditioners, de-shedding treatments, blades, clipper oil, towels, bows and bandanas all get used up every day, and many shops also sell retail food, treats, collars and leashes at the front counter. When a supplier runs a volume deal or a holiday rush is coming, the cash to stock up often has to leave the account weeks before the appointments and retail sales pay it back.
Inventory funding for pet grooming covers that gap. You buy what you need while the price is right, and repayment comes from the deposits your book of clients already produces.
If the bigger need is a new tub, table or dryer, our equipment financing for pet grooming page covers that side.
We start with about three months of business bank statements. We want to see steady card and cash deposits from regular clients, how much the account dips between busy weeks, and what other payments are already coming out. Tax returns are not required, and the 5-minute application starts with a soft credit pull. FICO scores from 500 are considered, and sole proprietors and single-chair or mobile groomers can apply.
Funding runs from $25,000 to $5,000,000. Most inventory requests from salons sit near the low end of that range, and the amount offered depends mainly on your deposits and existing obligations.
A business line of credit suits shops that reorder supplies every few weeks, since you draw only what you need. A merchant cash advance ties repayment to card sales, which can feel easier in slower weeks. Working capital works for a single larger restock. Your offer lays out the full repayment amount and schedule before you accept, so you can compare before committing.
Ready to price it out? Start your application.
Yes. Mobile and home-based groomers can apply, including sole proprietors. We review business bank deposits the same way we do for a storefront salon.
Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses, which helps when a supplier deal has a deadline.
No. We work from about three months of business bank statements plus a short application.
We start with a soft credit pull, which does not affect your score the way a hard inquiry does.
Yes. Retail food, treats and accessories you sell at the counter are a common use, alongside products used on the table.
Example uses for illustration only.
A few habits make a grooming shop's file stronger before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding