Buy paint, pay your crew and keep jobs moving while you wait on final payments. Established painters can get $25,000 to $5,000,000.
See What I Qualify ForPainting Contractor Cash Flow
Material and payroll go out on day one, payment comes weeks later. Apply in about five minutes and see the full repayment amount before you decide.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and no tax returns. Qualified contractors can be funded in as little as 24 hours.
We weigh steady job deposits along with your credit.
Your offer lists the full amount you will repay before you accept. No surprise costs after you sign.
Your repayment schedule is in the offer, so you can match it to progress payments and slower months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Painting is a labor-heavy trade with thin room for error. On every job you buy paint, primer, caulk, tape and drop cloths, pay your crew weekly, and sometimes rent lifts or scaffolding. Then you wait for the customer. Homeowners usually pay at completion. General contractors and property managers often pay on net 30 or longer, and retainage can hold back part of the invoice even longer. That is painting contractors cash flow in a sentence: you finance the job until someone pays you.
Exterior work stops in rain, extreme heat and cold. In many regions, winter shifts the business toward interiors and slower volume.
Bigger commercial and multi-unit work brings bigger material buys and longer payment chains.
Extra work that is not documented and billed promptly turns into unpaid labor.
If a large job is stretching you thin, big contract funding explains how contractors cover labor and material ahead of payment. For the cold-weather dip, see slow season funding for painters.
When you bid, think about how long you will carry the costs, not just what the job pays. A residential repaint that pays at completion in two weeks ties up less cash than a commercial job with long terms and retainage. Factor that waiting time into your pricing and the size of the deposit you request.
We fund established painting contractors with steady deposits, from $25,000 to $5,000,000. We look at about three months of business bank statements, consider FICO 500+, and do not require tax returns. The application takes about five minutes and starts with a soft credit pull.
Every offer shows the total repayment amount and the schedule before you accept. Qualified contractors can be funded in as little as 24 hours. Apply now to see what is available.
Yes. Covering crew payroll while invoices are outstanding is a common use of working capital. The offer shows your repayment schedule so you can plan around when the GC pays.
Funders mainly look at your deposit history and existing obligations. Retainage simply means some money arrives later, so plan for it when choosing an amount.
Yes. Equipment financing for painters is built for sprayers, lifts, trailers and vehicles.
Yes. Sole proprietors can apply. We look at the business deposits and credit, with FICO 500+ considered.
About three months of business bank statements and a five-minute application. No tax returns.
Example uses for illustration only.
These habits make a painting business steadier and easier to fund.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding