Merchant Fund Express
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$75,000 Equipment Financing

Get the machine, vehicle or kitchen line working for you now. Three months of statements, no tax returns, soft pull to start, FICO 500+ considered.

Finance My Equipment

Equipment Financing

Let the equipment earn while you pay

Spread a $75,000 equipment purchase out so it can start producing revenue before it is paid off, without draining your operating cash.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Equipment financing made straightforward

Quote to funding, fast

A 5-minute application and three months of statements. Qualified businesses can be funded in as little as 24 hours.

Credit is weighed, not decisive

We consider FICO 500+ and look at your deposits and the equipment itself.

Total cost in plain view

The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.

Payments you can budget

Your repayment schedule is laid out up front so you can match it to the revenue the equipment brings in.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

What $75,000 buys in equipment

At $75,000, equipment financing usually covers one serious piece of machinery or a bundle of smaller ones. Think a used excavator or skid steer package, a commercial kitchen line, a pair of vehicle lifts with a diagnostic setup, a production printer, or a dental chair and imaging upgrade. These are purchases that pay for themselves over time but are hard to fund from operating cash.

$75,000 equipment financing spreads that cost out so the machine can start earning before it is fully paid for.

How we look at an equipment request

We start with your business. About three months of business bank statements show whether deposits can comfortably support new payments alongside rent, payroll and anything you already owe. We consider FICO scores of 500 and up, begin with a soft credit pull, and do not require tax returns.

The equipment itself matters too. A clear quote, the vendor, whether it is new or used, and how it fits your operation all help us understand the request. Equipment that directly drives revenue is usually an easier story to tell than equipment that is nice to have.

Before you sign a vendor quote

  1. Get the final quote in writing, including delivery, installation and training.
  2. Ask about warranty coverage and what happens if the machine is down.
  3. Think through how much revenue or savings the equipment adds each month.
  4. Compare the payment in your offer to that number.

For illustration: a print shop adding a $75,000 wide-format printer might expect new signage and vehicle wrap work. If that work comfortably covers the payment, the purchase makes sense. If not, a smaller machine or a later start may be smarter.

New versus used at this price point

At $75,000, the new-versus-used decision changes what you get. New equipment brings a full warranty and the latest features, but a used unit can stretch the same budget to a larger or more capable machine. Used equipment can be considered here; share the age, hours or mileage and the seller so we understand what you are buying. Either way, the deciding factor is whether the machine keeps your crew or kitchen busy enough to carry the payment comfortably.

Other ways to cover the cost

Sometimes equipment is only part of the need. If you also need cash for installation, staff training or materials, working capital may cover the full project. A $75,000 business line of credit can help with smaller, repeated equipment needs. Bigger project? See $100,000 equipment financing.

Have your quote ready and start the application. It takes about five minutes.

Frequently Asked Questions

What equipment can I finance with $75,000?

Most business equipment: vehicles, construction machinery, kitchen equipment, medical devices, manufacturing tools and more.

Can I finance used equipment?

Used equipment can be considered. Share the quote and details so we can review it.

What paperwork do I need?

The 5-minute application, about three months of business bank statements and your equipment quote. No tax returns are required.

Do you check credit?

We start with a soft credit pull and consider FICO 500+.

How fast can the vendor be paid?

Qualified businesses can be funded in as little as 24 hours.

Skid steer $48,000.00
Vehicle lift $12,500.00
Walk-in cooler $16,000.00
Install costs $4,500.00

Example uses for illustration only.

How to improve your chances

Make your $75,000 equipment request easier to approve.

  • Bring a written vendor quote with full costs
  • Explain how the equipment adds revenue
  • Keep your business account out of the red
  • Separate business and personal spending

Equipment financing: us vs a bank

Merchant Fund Express
Traditional bank loans
Documents
3 months of statements plus quote
Tax returns, financials, quote
Credit range
FICO 500+ considered
Usually prime credit
Initial check
Soft credit pull
Hard pull common
Speed
As little as 24 hours if qualified
Several weeks typical
Used equipment
Can be considered
Often restricted

Get your $75,000 equipment working sooner

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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