Front labor, coatings and lifts on a large commercial or multifamily job while the draws catch up. Five-minute application, soft pull to start.
Fund This JobLarge Job Mobilization
Big contracts pay on draw schedules with retainage. We help painting contractors cover mobilization costs based on their bank deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply with roughly three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We focus on your deposit history.
Your offer lists the full repayment amount before you accept. No surprise costs after you sign.
Repayment is laid out in the offer up front, so you can line it up with the draw calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Winning an apartment complex repaint, a school over summer break or a new-construction package from a GC is a big moment. It also means you front the labor, materials and equipment while the customer pays on a draw schedule, often with retainage held back until the very end.
On a job that size, you can be several payrolls deep before the first check clears. Turning down the work protects your cash but caps your growth. Taking it without a cushion puts the rest of the business at risk.
Working capital for painting contractors can cover these as a single amount. If you expect costs to land in waves across the job, a line of credit lets you draw as each phase starts.
We review about three months of business bank statements and your existing obligations. The contract itself is useful context but our decision is built mainly on your deposit history. No tax returns, FICO 500+ considered, soft pull to start, and about five minutes to apply.
One large job should not starve your smaller customers. Keep enough cash and crew available to finish residential work you already promised, and avoid pulling every painter onto the big site. Ask the GC early about pay application deadlines, lien waiver requirements and who approves change orders, because paperwork delays slow payment more often than disputes do. Keep daily logs and photos of completed areas so each draw request is easy to approve.
Compare the contract value, your expected cost, the draw schedule and retainage against the full repayment amount and schedule shown in your offer before you accept. If the job still makes sense after funding costs, you have a real opportunity. Start your application once the numbers work.
It is not required. We mainly look at about three months of business bank statements, though the contract can help explain your request.
Working capital can bridge the period while retainage is held, since you can use it for general business expenses.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations, not the contract size alone.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Steady deposits weigh heavily in our review.
Example uses for illustration only.
Strong job setup makes big contracts less risky.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding