Cover payroll, suppliers or a slow month with $25,000 in working capital. Apply in 5 minutes, send about three months of statements, and see your offer.
Check My OfferWorking Capital
A $25,000 working capital draw handles the gaps that show up between doing the work and getting paid for it. We size it from your deposits, not guesswork.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns required, and funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We start with a soft credit pull and give real weight to your deposit history.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so you can map it against your cash flow before committing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Twenty-five thousand dollars is our starting amount, and for a lot of owners it is exactly the right size. It is not expansion money. It is the cushion that covers a slow receivables month, a supplier who wants payment up front, or a payroll that lands two days before a big customer pays.
Working capital at this size is about keeping the business running smoothly while cash catches up with the work you have already done.
We look at your business bank statements, usually about three months of them. What matters most is the pattern of deposits coming in and the obligations already going out. A shop with steady deposits and room in its cash flow is a natural fit for this amount.
If your deposits support more, we will tell you. If they suggest a smaller request makes more sense, that is worth knowing too. Amount depends mainly on deposits and existing obligations, not on what number sounds right.
Sole proprietors and small teams are reviewed the same way, so the size of your staff matters less than the rhythm of your deposits.
Both examples are for illustration only. Your situation and offer will depend on your own numbers.
We start with a soft credit pull, and FICO scores of 500 and up are considered. Sole proprietors can apply. When you are ready, start your application here.
Some owners start at $25,000 and realize the real gap is larger. If that is you, see our page on $50,000 working capital. Borrowing only what the gap requires keeps repayment comfortable.
Yes. Our funding starts at $25,000 and goes up to $5,000,000, so this is the entry point for working capital with us.
Funding can arrive in as little as 24 hours for qualified businesses once you accept an offer. Getting your bank statements in quickly helps keep things moving.
No. We consider FICO scores of 500 and up. Credit is one factor; your deposit history usually carries a lot of weight in how we look at a file.
Yes. Your offer shows the full repayment amount and the repayment schedule before you accept, so there are no surprise costs after you sign.
Sole proprietors can apply. We review the same things we review for any business: deposits, existing obligations and how the business is running.
Example uses for illustration only.
A few habits make a $25,000 request stronger and faster to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding