Add trucks, hire techs or move into a new territory without draining your operating account. Apply in 5 minutes.
Fund My GrowthGrowth Funding for the Trades
We fund growth based on how your shop performs today: steady deposits, existing obligations and a clear repayment plan you can see before you sign.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Qualified shops can be funded in as little as 24 hours.
FICO 500+ is considered, so a few dings don't automatically end the conversation.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
Your repayment schedule is laid out in the offer so you can plan it against the growth ramp.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Adding a truck means buying the van, stocking it, outfitting it and paying a tech for weeks before that truck produces steady revenue. Opening a second location or covering a new county means marketing, a dispatcher and maybe a small warehouse. Adding commercial refrigeration, water treatment or drain work means training, tools and certifications. Expansion funding covers the upfront spend so you can grow without draining the operating account.
The most direct way to grow. Each new truck needs equipment, inventory and a few weeks of payroll before it carries itself. Equipment financing can cover the vehicle while working capital handles stock and wages.
Shops that add maintenance plans, indoor air quality, tankless installs or backflow testing often need tooling and training first.
Moving into a neighboring market usually means local advertising, a satellite yard and a dispatcher who knows the area.
We review about three months of business bank statements. Steady deposits from service and install work show us how much the current business can support. We also look at what already pulls from the account, since growing shops often carry truck payments. FICO 500+ is considered and no tax returns are required. Funding ranges from $25,000 to $5,000,000, and the amount depends mostly on deposits and existing obligations.
Before you accept, map out how long a new truck or territory will take to start covering its own costs. Your offer shows the full repayment amount and the repayment schedule up front, so you can check it against that ramp. If you want to compare structures, see line of credit vs. merchant cash advance for plumbing and HVAC.
When you're ready, the application takes about five minutes and starts with a soft credit pull.
Yes. Many shops use part of the funds to cover wages and training for new techs until their trucks are producing.
Often it makes sense to use equipment financing for the vehicle and working capital for stock, tools and wages. We can look at both.
Funding ranges from $25,000 to $5,000,000. The amount depends mostly on your deposits and existing obligations.
Yes. Sole proprietors can apply, and hiring a first tech or helper is a common reason to.
The application takes about five minutes. Qualified businesses can be funded in as little as 24 hours.
Example uses for illustration only.
Growth requests go smoother with a little homework.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding