Add greenhouse space, a second lot or a landscape division. $25,000 to $5,000,000 for established nurseries with steady deposits.
Plan Your GrowthGarden Center Expansion
If customers are outgrowing your benches, it may be time to add space. We help established garden centers and growers fund expansion with offers that show every repayment number up front.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and roughly three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered and a soft pull to start. We focus on the deposits your nursery generates.
See the full repayment amount in your offer before you accept, with no surprise costs after you sign.
The repayment schedule is laid out in the offer up front, so you can test it against your slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Expansion in this business comes in many shapes. A retail garden center might add a covered sales area so rainy weekends stop killing sales. A grower might put up another hoop house to supply more landscapers. Some owners open a second location, start a gift shop, or launch a design and installation crew. Each move needs capital before it earns anything.
Expansion funding for nurseries and garden centers helps established operators take that next step while keeping enough cash for the season they are already in.
Construction and setup are usually easiest in late summer or fall, when the lot is quieter. That timing lets new space be ready for spring, when it has the best chance of earning its keep right away. Starting a big project in March, by contrast, can pull staff and cash away from your busiest weeks.
Also think about the slow months that follow. Repayment continues through winter, so check that your plan holds up when deposits dip. A useful test: run the numbers as if next spring is only as busy as this one, with none of the new space's added sales. If the plan still works, you have a real margin of safety.
For a defined project, working capital is a common choice. Equipment-heavy growth suits equipment financing. If expansion will happen in phases, a business line of credit gives you room to draw as each phase starts. Every offer shows the full repayment amount and the repayment schedule before you accept.
Our application takes about 5 minutes with a soft credit pull to start. We review about three months of business bank statements; no tax returns required. FICO 500+ considered, and sole proprietors can apply. Funding runs from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
Yes. Greenhouses, hoop houses, shade structures, benches and irrigation for new growing space are all common uses.
Yes. Lease deposits, buildout, initial inventory and staffing for a new location can all be covered.
No. We review about three months of business bank statements. A plan still helps you decide how much to request.
Mainly by your monthly deposits and existing obligations. Funding ranges from $25,000 to $5,000,000.
Yes, sole proprietors can apply. Steady deposits in a business account are what we look for.
Many owners build in late summer or fall so new space is ready for spring sales. Your own calendar and cash position should guide the choice.
Example uses for illustration only.
These steps can make an expansion request stronger and safer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding