Merchant Fund Express
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Merchant Cash Advance for Pet Grooming

Funding based on your salon's daily sales. Soft pull to start, about three months of bank statements, and funding in as little as 24 hours for qualified groomers.

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Merchant Cash Advance

Grow the salon on the strength of your bookings

Steady appointments and card sales are what we look at first. Use the funds for stations, staff, a van or inventory.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

What grooming owners get with us

Fast and light on paperwork

A 5-minute application, three months of statements, no tax returns. Qualified salons can be funded in as little as 24 hours.

FICO 500+ considered

Credit is one factor. Consistent bookings and deposits count for a lot.

See the full cost first

The full repayment amount is in your offer before you accept. No surprise costs after you sign.

Repayment laid out up front

How and when repayment happens is written into the offer, so you know what to expect each week.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Why grooming salons look at a merchant cash advance

A grooming business runs on appointments that get paid at checkout, usually by card. That steady stream of daily sales is exactly what a merchant cash advance is built around. Instead of judging you mainly on a tax return or collateral, we look at about three months of business bank statements to see how consistently customers pay you.

A merchant cash advance provides a lump sum in exchange for a portion of future sales. Your offer spells out the full repayment amount and how repayment works before you accept, so you can see the whole cost before committing.

Common uses in a grooming shop

For bigger equipment purchases, compare with equipment financing for pet grooming.

What we look for

We built this for established grooming businesses with steady deposits. Specifically we consider:

Sole proprietors and single-location salons can apply. Mobile groomers who run payments through a business account can too.

Salon or mobile, the review is similar

Brick-and-mortar salons usually show a steady mix of card and cash deposits, with spikes before major holidays. Mobile groomers often show fewer but larger daily deposits, plus van-related expenses like fuel, generator maintenance and water. Both are normal, and both are reviewed through the same lens: how consistent the deposits are and how much of that cash is already committed elsewhere.

If you also board dogs or sell retail, those deposits count too. Keep everything running through your business account so the statements reflect the full business. Owners who mix personal and business spending often make their salon look smaller than it really is.

Is an MCA the right product?

It depends on how you will use the money and how predictable your bookings are. A line of credit may suit recurring small needs better. Our line of credit vs. merchant cash advance for pet grooming comparison breaks down the differences. When you are ready, the 5-minute application starts with a soft credit pull.

Frequently Asked Questions

How fast can a pet grooming salon get a merchant cash advance?

Qualified businesses can be funded in as little as 24 hours after approval paperwork is complete.

Do I need good credit?

FICO 500+ is considered. Your deposit history and existing obligations carry a lot of weight in the review.

How much can I receive?

Funding ranges from $25,000 to $5,000,000. For a grooming business the amount depends mainly on your deposits and what you already owe.

Can a mobile groomer apply?

Yes, as long as the business has steady deposits into a business bank account. Sole proprietors can apply.

What does it cost?

Pricing depends on your file. Every offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Do retail and boarding sales count toward my deposits?

Yes. Any business revenue that lands in your business bank account is part of what we review.

Grooming tables $12,000.00
Mobile van refit $48,000.00
New groomer hire $26,000.00
Retail inventory $8,500.00

Example uses for illustration only.

How to improve your chances

These steps help your grooming business present a clearer picture.

  • Run all card sales into one business account
  • Avoid overdrafts in the months before applying
  • Keep a list of current advances and balances
  • Separate personal and business spending

MCA with us vs. a bank loan

Merchant Fund Express
Traditional bank loans
Main factor
Recent deposits and sales
Credit and collateral
Docs
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Higher scores preferred
Speed
As little as 24 hours if qualified
Weeks
Start
Soft credit pull
Hard pull common

Find out what your salon qualifies for

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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