Stock up before the holidays and bridal season with an advance sized from your store's card sales.
Get FundedJewelry Store MCA
Jewelry sales peak a few times a year. An advance based on your card sales lets you stock up while there is still time to sell.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and a 5-minute application. As little as 24 hours if qualified.
FICO 500+ considered. Card sales and deposits carry weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
How repayment is collected is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A jewelry store can have more money sitting in its cases than in its bank account. Holiday shopping, Valentine's Day, Mother's Day and wedding season drive big spikes, and the weeks between can be slow. Meanwhile you need to buy stock, pay a bench jeweler and keep the lights on.
A merchant cash advance gives you a lump sum now, repaid from future card sales. It is built around the sales your store already runs through its account.
FICO 500+ is considered and we start with a soft pull. No tax returns are required, and sole proprietors can apply.
The most common use is buying inventory ahead of a peak: engagement rings before proposal season, gift pieces before November, or a memo-to-purchase conversion when a vendor offers a good price. Others use it for a display refresh, new security equipment or a repair bench. See jewelry store inventory funding for more on stocking cycles.
For illustration: a single-location jeweler sees card sales climb sharply in November and December. In September, the owner wants to add a bridal line and a deeper stock of gift pieces. An advance sized from their deposits lets them buy before the rush, with repayment drawn from the card sales those pieces help generate. The offer would show the full repayment amount and how it is collected before they accepted.
The best time to apply is usually a couple of months before your busiest stretch. That leaves room to place vendor orders, receive stock and get it into the cases while shoppers are still browsing. Have about three months of statements ready, know your existing obligations and decide what the funding will buy. A specific plan makes it easier to judge your offer against expected sales.
If you want a reusable reserve, compare a business line of credit for jewelry stores, or read line of credit vs. MCA. For cases, safes and laser welders, equipment financing may fit. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours. Apply now.
It can be for stores with steady card sales and a clear use, like buying inventory ahead of a peak season. Review the full repayment amount in your offer before deciding.
Mainly by your deposits, especially card sales, and any existing obligations.
Seasonality is expected in jewelry retail. We look at your overall deposit pattern.
FICO 500+ is considered, starting with a soft pull.
Qualified businesses can be funded in as little as 24 hours.
No tax returns are required. About three months of business bank statements and the application are the starting point.
Example uses for illustration only.
A few steps help a jewelry store's file reflect its strength.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding