Stock up for the holidays, take the distributor discount or fix the cooler. Funding sized to your store's deposits, in as little as 24 hours for qualified stores.
Check My OfferMerchant Cash Advance
Your daily card and cash deposits show how the store performs. We use that history to size an advance, so you are not waiting on tax returns or a bank committee.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Qualified stores can be funded in as little as 24 hours.
FICO 500+ is considered. We start with a soft pull and weigh your store's deposit history heavily.
Your offer shows the full repayment amount before you accept. No surprise costs appear after you sign.
How and when remittances are collected is laid out in the offer, so you know the schedule from day one.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A liquor store runs on shelf turns. Distributors want payment on their terms, holiday weekends need deep stock, and a walk-in cooler that quits on a Friday does not wait for a bank committee. A merchant cash advance for liquor stores gives you a lump sum now based on the sales your register already produces, so you can buy the case discount or fix the cooler and keep the doors open.
We look at the deposits hitting your business account, not a stack of tax returns. If your store shows steady card and cash deposits, that history does most of the talking.
Repayment comes from a share of future sales, so the schedule is tied to what your store actually brings in. You see exactly how that works in the offer.
If your need is ongoing rather than one-time, compare a business line of credit for liquor stores, or read our liquor store inventory funding page.
Funding runs from $25,000 to $5,000,000, and the amount mostly reflects your average monthly deposits and any obligations already pulling from the account. FICO scores from 500 are considered, sole proprietors can apply, and no tax returns are required. The store should be established with consistent deposits; we do not publish a hard revenue minimum.
Ready to see a number? Start the 5-minute application.
Your store needs to be operating legally, and we will ask about the business. The offer itself is driven mainly by your deposit history and current obligations.
Offers range from $25,000 to $5,000,000. Where a store lands depends mostly on monthly deposits and what is already being repaid from the account.
No. We start with a soft credit pull, so seeing what is available does not affect your score.
Qualified stores can be funded in as little as 24 hours after accepting an offer.
No. About three months of business bank statements and a short application are usually what we need to get started.
Yes. We look at roughly three months of deposits as a whole, and you can explain a seasonal dip in the application.
Example uses for illustration only.
A few steps can strengthen the offer your store receives.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding