Draw when an estate buy, repair rush or restock comes up. Repay what you use and draw again. Start with a soft credit pull.
See My LineJewelry Store Line of Credit
Good buys show up unannounced. A line of credit gives your store room to act on them without taking a lump sum you don't need yet.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of bank statements. No tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ considered. Steady sales deposits carry real weight in our review.
Your offer shows the full repayment amount up front, with no surprise costs added after you sign.
Repayment terms are laid out in your offer before you accept, so draws fit your cash flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Jewelry retail rarely needs one big pile of cash. It needs money at odd moments: a customer walks in with an estate collection worth buying, a supplier offers a closeout lot of lab-grown stones, the safe needs servicing, or a custom order requires a deposit on materials. A business line of credit lets you draw when those moments come instead of borrowing a lump sum you may not use right away.
Once your line is set, you draw what you need up to your limit. Repayment applies to what you have drawn, and as you repay, that room becomes available again. The details, including your full repayment amount on each draw and the schedule, are spelled out in your offer before you accept anything.
To get started we ask for a 5-minute application and about three months of business bank statements. We do not require tax returns, and we begin with a soft credit pull.
For a single large purchase, such as a new laser welder, equipment financing for jewelry stores may be the cleaner fit. And if you are deciding between products, read line of credit vs. merchant cash advance.
We focus on the steadiness of your deposits. A store with consistent card and cash sales month to month tells a clearer story than one with long gaps. Credit still matters, but FICO scores from 500 are considered, and sole proprietors can apply. Lines and other funding range from $25,000 to $5,000,000 depending mainly on deposits and existing obligations.
When it makes sense for your store, apply in about 5 minutes.
Working capital is typically one lump sum. A line lets you draw as needs come up and reuse the room as you repay.
Yes. The funds are for business purposes, and buying inventory, including estate pieces, is a common use.
A short application and about three months of business bank statements. No tax returns are required.
No. FICO scores from 500 are considered, and we weigh your deposit history alongside your credit.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.
Example uses for illustration only.
These steps help us size a line for your store.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding