Keep your showroom staffed and stocked through the quiet months between sale events. Apply in 5 minutes with about three months of bank statements.
Check My OptionsFurniture Store Working Capital
Furniture traffic rises and falls with moves, holidays and promotions. Capital from $25,000 to $5,000,000 helps you hold steady until buyers come back.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Qualified stores can be funded in as little as 24 hours.
FICO scores of 500 and up are considered. We start with a soft pull and focus on your deposit history.
Your offer shows the full repayment amount before you accept, so there are no surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can map it against your slower months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Furniture is a considered purchase. People buy when they move, when they renovate, when a holiday sale gives them a reason, or when a tax refund lands. Between those moments, showroom traffic can thin out for weeks while the lease, the delivery crew and the floor samples still cost the same. Many store owners see a strong run around big holiday weekends and then a long, quiet stretch afterward.
Slow-season funding is about bridging that gap so you are not forced to cut the staff you trained or skip the orders you need for the next busy run.
A business line of credit lets you draw what you need in a slow month and leave the rest untouched. Working capital gives you a lump sum when you already know the gap you need to cover. Revenue-based financing ties payments to sales, which some owners prefer when deposits swing. We walk through the options with you and show the full repayment amount in your offer before you accept.
We review about three months of business bank statements. If those months include your slow stretch, that is fine to send as-is; we want to see the real deposit pattern, not a polished one. FICO scores of 500 and up are considered, tax returns are not required, and the application starts with a soft credit pull. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
Ready to see numbers? Start the 5-minute application.
The best time to line up slow-season capital is while the busy months are still showing in your statements. Owners who apply early tend to have more choices and less pressure. If you want a broader view of managing seasonal cash, our furniture store cash flow guide covers it.
Yes. We look at your recent deposit history as a whole. A dip in sales does not stop you from applying, and the offer you receive reflects what your statements show.
Funding runs from $25,000 to $5,000,000. The amount depends mainly on your deposits and any existing obligations you already carry.
No. We ask for about three months of business bank statements and a short application.
We start with a soft credit pull, which does not affect your score.
Yes. Sole proprietors can apply.
Example uses for illustration only.
A few steps can strengthen your file before the slow season starts.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding