Order sofas, mattresses and case goods ahead of your next sale weekend. Apply in 5 minutes with about three months of bank statements.
Fund My InventoryFurniture Inventory Funding
Big sale weekends reward the stores that stocked early. Inventory capital from $25,000 to $5,000,000 lets you order on your schedule.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, and funding in as little as 24 hours for qualified stores.
FICO 500+ is considered. We begin with a soft pull and pay close attention to your deposits.
You see the full repayment amount in your offer before you accept, with no surprise costs once you sign.
The schedule is in your offer up front, so you can match it to when your inventory turns into sales.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Furniture inventory is bulky, slow to arrive and expensive to hold. Manufacturers often want orders placed well ahead of a sale weekend, and container shipments may need to be paid for long before a single piece sells. Meanwhile, customers expect to see what they are buying on the floor and want delivery soon after they pay.
Inventory funding gives you the cash to place those orders on your timeline instead of your bank balance's timeline.
Most stores make a large share of their year during a handful of promotional weekends. The trick is having the right pieces on the floor and in the warehouse when those weekends arrive. Running out of a best-selling sectional mid-sale is costly. Ordering early, with funding in place, helps you avoid empty spots and long backorders.
A line of credit works well for repeated buying cycles. A lump sum of working capital suits one large order. If you are weighing the two, our line of credit vs. merchant cash advance comparison may help.
We look at about three months of business bank statements to understand your sales rhythm. No tax returns are required. FICO scores of 500 and up are considered, and we start with a soft credit pull. Funding ranges from $25,000 to $5,000,000, and the amount depends mainly on your deposits and existing obligations. Qualified businesses can be funded in as little as 24 hours.
Apply in about 5 minutes and see what your store can access.
Before you place a big order, look at how quickly each category turned last season. Mattresses and promotional sofas may sell through fast, while large dining sets can sit longer. Funding the pieces that move quickly helps your sales catch up to your repayment schedule sooner. We are happy to talk through the amount that makes sense based on what your statements show.
Yes. Many owners use it to pay manufacturers for custom or special-order pieces while the customer's balance is still pending.
It depends on the product. We will explain how your offer is structured before you accept anything.
Offers range from $25,000 to $5,000,000 and depend mainly on your deposit history and existing obligations.
Qualified businesses can be funded in as little as 24 hours once the review is complete.
No. FICO scores of 500 and up are considered.
Yes. Seasonal categories like patio sets are a common use, since they often need to be ordered well before warm weather brings buyers in.
Example uses for illustration only.
Stores that prepare these items tend to move through review smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding