Busy festival weekends, rained-out events and a commissary bill every month. Compare a revolving line with a lump-sum advance built around card sales.
See My OptionsFood Truck Funding Comparison
A line covers repeat costs like commissary rent and food orders. An advance covers one bigger purchase. Tell us the plan and we will show you what fits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Your sales history carries real weight.
Your offer lists the full repayment amount before you accept. Nothing new is added after you sign.
Repayment is spelled out in your offer, so you can line it up against your event season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A food truck's revenue is lumpy. A brewery weekend or a stadium event can produce more in two days than a slow Tuesday route does in two weeks, and weather can wipe out a booked event with no notice. That pattern matters when you pick between a line of credit and a merchant cash advance, because the two handle uneven sales in opposite ways.
With an advance, you receive a lump sum and repay it from a share of your future sales as they come in. On a truck that takes most of its payments by card, that means repayment tends to rise on a busy festival weekend and ease off when you are parked for a rain week. Owners often use an advance for one defined purchase:
Read more about a merchant cash advance for food trucks.
A line gives you a limit you can draw from and pay back, then draw again. It suits costs that come up again and again in smaller amounts: commissary rent, a bulk protein order before a big catering gig, or covering a helper's wages during a slow stretch. You only carry a balance on what you actually pull.
See our page on a business line of credit for food trucks.
Your offer shows the full repayment amount and the schedule before you accept, so you can check it against your event calendar.
About three months of business bank statements, a short 5-minute application and a soft credit pull to get started. No tax returns are required, FICO 500+ is considered, and sole proprietors running a single truck can apply. Ready to compare real numbers? Apply here.
Seasonal sales are common in this business. We look at your deposits over about three months and how they move, along with what you already owe, rather than expecting every week to look the same.
For a large vehicle purchase, also look at equipment financing, where the funding is tied to the asset. We can show you which option your deposits support.
What we see is what reaches your business bank account. Depositing cash sales regularly gives a fuller picture of your revenue.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Applying a week or two ahead of a big event gives you breathing room.
We start with a soft credit pull, which does not affect your score.
Example uses for illustration only.
Small habits make a truck's numbers easier for any funder to read.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding