Funding based on the sales your store already makes. Three months of bank statements, a 5-minute application, and no tax returns.
Get My OfferEcommerce Merchant Cash Advance
When inventory and ad spend come due before payouts arrive, an advance sized to your sales can cover the gap.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, with a soft pull to start. Steady payouts carry real weight.
Your offer shows the full repayment amount up front. No surprise costs after you sign.
The repayment schedule is laid out in your offer, so you can forecast cash around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Online stores often run into the same wall: sales are growing, but cash is tied up in inventory sitting in a warehouse or on a container ship, and the marketplace or payment processor pays out on its own schedule. A merchant cash advance for ecommerce gives you a lump sum based on your future sales, with repayment tied to your revenue rather than a fixed bank installment.
For stores selling on their own site, on marketplaces, or both, that can bridge the gap between paying a supplier and collecting from customers.
We look at about three months of business bank statements, where your processor and marketplace payouts land. No tax returns are required.
Funding ranges from $25,000 to $5,000,000, and funds can arrive in as little as 24 hours for qualified businesses. The amount depends mainly on your deposits and any obligations already coming out of the account.
For illustration: a store selling home goods sees steady daily payouts through its processor. A supplier offers better unit pricing on a larger run, but the deposit is due before the fourth quarter starts. The owner uses an advance to place the order, and as holiday sales come in, repayment flows from those sales. The offer laid out the full repayment amount before the owner accepted, so there were no surprises as the season played out.
The point is not that every store should do this. It is that an advance fits best when the money goes toward something that generates sales relatively soon.
If you want to draw funds only as needed, a business line of credit for ecommerce may suit you better. Our line of credit vs. merchant cash advance page compares the two side by side. Prefer to keep it simple? Apply in about five minutes and we will walk you through your options.
Payouts that land in your business bank account show up on your statements, and we review them as part of your deposits.
Mainly by your deposit history and existing obligations. Funding ranges from $25,000 to $5,000,000.
No. About three months of business bank statements and a 5-minute application are the starting point.
Yes. Sole proprietors can apply.
Your offer shows the full repayment amount and schedule before you accept. No surprise costs after you sign.
Seasonal sales are common in ecommerce. Tell us your peak and slow months when you apply so we can read your statements in context.
Example uses for illustration only.
These steps help an online store present clean numbers.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding