Fund inventory and ads ahead of payouts. Compare a reusable line with a lump-sum advance. Funding from $25,000, 5-minute application.
See OptionsEcommerce Funding Comparison
Your payout cycle decides which tool fits. We lay out a line of credit and an advance so you can match funding to how your store moves.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We open with a soft pull so you can look at options without a score hit.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can plan around payout dates.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Online sellers usually pay for product weeks or months before it sells. Then marketplaces and payment processors release payouts on their own cycle. Ad spend has to keep running the whole time. That timing squeeze is where a line of credit and a merchant cash advance each come in, and they handle it differently.
If you reorder regularly in varying amounts, a line of credit fits naturally. Draw when a purchase order is due, repay as payouts arrive, and draw again on the next PO. It also works as a buffer for ad budgets when a campaign starts converting and you want to scale it without draining your operating account.
More detail on our business line of credit for ecommerce page.
An advance gives you a lump sum up front, repaid from future sales. Sellers often use one for a single large move:
See merchant cash advance for ecommerce and ecommerce inventory funding. Revenue-based structures are another option worth reading about at revenue-based financing for ecommerce.
Sellers with a single big Q4 order often lean toward an advance. Sellers who reorder monthly often lean toward a line.
We fund $25,000 to $5,000,000 for established online businesses with steady deposits. The application takes about 5 minutes with a soft credit pull to start. We review about three months of business bank statements, so make sure marketplace payouts land in your business account. No tax returns required, FICO 500+ is considered, and sole proprietors can apply. Funding can arrive in as little as 24 hours for qualified businesses. Apply today.
Yes. Payouts from marketplaces and processors that land in your business bank account are part of what we review.
No. Having payouts from multiple channels is common. Routing them all to one place is not required, but deposits into a business account make your revenue easier to see.
A single large holiday order often fits an advance, while ongoing monthly reorders tend to fit a line of credit.
No. About three months of business bank statements and the short application are what we need to start.
Yes. Sole proprietors can apply when the business shows steady deposits.
Example uses for illustration only.
These moves help funders read an online store's cash flow accurately.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding