Keep coolers and shelves full ahead of your busiest weeks. Funding from $25,000 sized to your deposits, with a 5-minute application.
Stock Up NowC-Store Inventory
Distributors want payment on their schedule, not yours. Inventory funding lets you buy ahead without squeezing rent and payroll.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with three months of bank statements. Funding can land in as little as 24 hours if you qualify.
Your deposits carry real weight. We begin with a soft credit pull.
Every offer shows the full repayment amount, so there are no surprise costs after you accept.
Repayment terms are laid out in the offer up front so you can plan around delivery cycles.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Convenience customers are loyal to whatever is open and stocked. If the cooler is half empty on a Friday night or the energy drink they want is out, they go to the next corner. Keeping full shelves means paying distributors on their terms, often before the product sells through, and that ties up cash fast.
Inventory funding for convenience stores puts cash in your account so you can order the right mix and quantity without draining what you need for rent and payroll.
If you restock on a steady cycle, a business line of credit lets you draw for each order. For a single large stock-up, working capital is simple. Stores with heavy card volume often look at a merchant cash advance or revenue-based financing, where repayment follows sales. Your offer shows the full repayment amount and the schedule before you commit.
For illustration only: a store with steady deposits might request $45,000 in spring to build up beverage, ice and snack inventory before the warm months. The actual amount any store receives depends mainly on its deposits and existing obligations.
To get started, complete the 5-minute application. We start with a soft pull, consider FICO scores from 500, and ask for about three months of business bank statements. No tax returns are required.
More inventory only helps if it sells. Look at your point-of-sale reports for the categories that turn fastest and the items that sit. Seasonal swings matter too: ice, water and cold drinks in summer, hot coffee and snacks in winter, and big spikes around holidays and local events. Some distributors offer better pricing on larger orders or early payment, which can make funded stock-ups more worthwhile. Keep an eye on expiration dates for perishables so you are not funding product that ends up in the dumpster. A clear order plan also makes it easier to choose an amount that fits your deposits.
The funds go into your business account and can be used for legal inventory your store sells, including regulated products you are licensed to carry.
Mainly by your deposits and existing obligations. Steady, consistent deposits help funders size an offer.
No invoices are required to apply. About three months of business bank statements and the short application are the starting point.
Yes. Sole proprietors can apply.
Qualified businesses can be funded in as little as 24 hours, so you can often place the order within days.
Example uses for illustration only.
A few moves can help your inventory request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding