Payroll and supplies are due now, reimbursements come later. Established practices can access $25,000 to $5,000,000 with a five-minute application.
See My OptionsMedical Practice Cash Flow
Bring about three months of business bank statements. No tax returns, a soft pull to start, and a clear offer with the full repayment amount.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a five-minute application. Qualified practices can be funded in as little as 24 hours.
We weigh steady practice deposits alongside credit history.
The full repayment amount is in your offer, and no surprise costs appear after you sign.
The offer lays out the full repayment schedule, so you can plan it next to expected reimbursements.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most medical practices run on a strange rhythm. The visit happens today, staff and supplies are paid this week, and the insurance reimbursement shows up weeks later, sometimes after a denial and resubmission. Copays and self-pay balances help, but the bulk of revenue sits in claims. That lag is the heart of medical practices cash flow.
A practice can be busy, profitable on paper and still short on cash on payroll day.
Before borrowing, look at the billing side. Verify insurance at scheduling, collect copays at check-in, and review denial reasons every week so the same errors stop repeating. Post payments promptly, and chase patient balances with clear statements and online payment options.
Outside funding makes sense when the gap is known and temporary: a new provider ramping up, a slow summer, or equipment that has to be replaced now. See payroll funding for medical practices and equipment financing for practices for those situations.
A simple monthly check on how long claims take to pay, broken out by payer, shows where cash is stuck. If one payer suddenly slows down, you can fix credentialing or coding issues early instead of finding out on payroll day.
We look at the business, not just the physician's credit file. Established practices with steady deposits can access $25,000 to $5,000,000. We review about three months of business bank statements, consider FICO 500+, and skip tax returns. The application takes about five minutes and starts with a soft credit pull.
Your offer states the full repayment amount and the schedule before you accept. Qualified practices can be funded in as little as 24 hours. Start an application to see your options.
Yes. Insurance reimbursements, patient payments and any other revenue deposited into the business account all show up in the bank statements we review.
Many practices use working capital for exactly that. Your offer shows the repayment schedule so you can compare it with the expected ramp.
No tax returns are required. About three months of business bank statements and a short application get the process started.
If your gaps come and go with reimbursement timing, a business line of credit can fit well. For a single large purchase, a lump sum is often simpler.
We start with a soft credit pull, which does not affect your score.
Example uses for illustration only.
These revenue cycle habits make a practice stronger in any funding review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding