Funding sized to your sales, with repayment collected from business revenue. Three months of statements, soft pull to start, funding in as little as 24 hours if qualified.
Get My OfferMerchant Cash Advance
A $75,000 advance makes sense when your deposits are steady and you need a lump sum now for stock, payroll, a buildout or equipment.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Your sales history and account health carry real weight.
Your offer shows the total you will repay before you accept. No surprise costs after you sign.
How and when payments are collected is spelled out in the offer before you commit.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance is not a traditional loan. You receive a lump sum now in exchange for a portion of future sales, and repayment is collected from your business revenue on the schedule described in your offer. Because it is built around sales activity, it tends to suit businesses with frequent card or bank deposits: restaurants, retail shops, salons, auto repair, contractors billing steadily.
At $75,000, we are usually talking about a business with a meaningful, regular revenue flow. The question is whether your deposits can comfortably carry the collection without squeezing operations.
The amount depends mainly on two things: how much consistently lands in your business account, and what is already being pulled out for other obligations. A business doing healthy volume with no existing advances has more room than the same business already making daily payments elsewhere.
We also look at account health. Negative balances and returned items make any funder more careful. FICO scores of 500 and up are considered, and no tax returns are required.
If you need a smaller start, see the $50,000 merchant cash advance page. If growth is the plan, the $100,000 merchant cash advance page walks through the next tier.
Before requesting $75,000, it helps to run a quick gut check. Will the money produce revenue or protect revenue? A stocked shelf before the holidays or a repaired walk-in cooler both protect sales. Can your daily or weekly deposits absorb a collection on top of rent, payroll and suppliers in a slower month, not just a good one? Is there an existing obligation already pulling from the account?
Honest answers here make the review smoother and help you avoid taking more than the business can comfortably carry. We would rather offer a number that fits than one that strains your account.
Every offer shows the total amount you will repay and how collection will work, laid out before you accept. Read it, ask questions, and only sign when the numbers fit your cash flow. If an advance does not suit you, working capital or a $75,000 business line of credit may be worth comparing.
When you are ready, apply in about five minutes.
No. It is a purchase of a portion of future sales. You receive funds up front and repayment comes from business revenue as described in your offer.
The 5-minute application and about three months of business bank statements. We start with a soft credit pull.
We consider FICO 500+. Deposits and existing obligations usually weigh more than the score itself.
Qualified businesses can receive funding in as little as 24 hours.
Yes, sole proprietors can apply.
Example uses for illustration only.
These steps can help a $75,000 advance request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding