Draw when the need shows up, not before. Apply in 5 minutes with about three months of bank statements. Soft pull to start, no tax returns.
Check My LimitBusiness Line of Credit
A line of credit gives established businesses a reserve to draw from as costs arrive, so you only carry what you actually use.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and a 5-minute application. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft pull starts the review, and cash flow carries weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Not every cash need shows up on a single day. A landscaping company might need fuel and seed in spring, labor in summer, and equipment repairs in fall. A wholesaler might restock every few weeks as orders come in. A $150,000 business line of credit gives you a ceiling to draw against when those needs arrive, rather than taking everything at once.
Your offer shows the repayment details before you accept, and there are no surprise costs after you sign.
We look mostly at your average monthly deposits and the obligations already being paid from your account. A business with steady deposits and few existing payments has more capacity for a $150,000 limit. For illustration: a plumbing and HVAC company with consistent monthly deposits might be offered the full limit, while a similar company with lumpy, seasonal deposits might start at a lower limit. Our page on funding with seasonal revenue covers how swings are weighed.
FICO scores from 500 and up are considered.
If you know the full amount and the single purpose, $150,000 in working capital may be simpler. If needs come in waves, the line keeps you from carrying money you are not using yet. Our guide on loans versus lines of credit goes deeper.
Sole proprietors can apply. Apply here; funding can arrive in as little as 24 hours for qualified businesses.
No. A line of credit lets you draw what you need when you need it, up to your approved limit.
FICO scores from 500 and up are considered. Your deposits and existing obligations play a major role in the limit offered.
Yes, sole proprietors can apply. We review your business bank statements just as we would for an LLC or corporation.
Repayment follows the schedule laid out in your offer, which you review before you accept.
You can accept the lower limit and request a review later as your deposits grow, or decline the offer with no obligation.
Example uses for illustration only.
Owners seeking a $150,000 limit can put themselves in a stronger position with these steps.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding