Merchant Fund Express
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Emergency Funding for Your Laundromat

Floods, failed water heaters, break-ins and utility spikes. Apply in 5 minutes. Funding in as little as 24 hours for qualified businesses.

Get Emergency Funds

Laundromat Emergency Funding

Get the doors open and the machines running

Every closed day costs you customers. We review your recent deposits, move quickly and show the full cost before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Funding for the worst day of the year

Fast, with few documents

A 5-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.

Credit is not the whole story

FICO scores from 500 are considered. Your store's deposit history matters.

No surprises in a crisis

Your offer shows the full repayment amount before you accept. No surprise costs appear after you sign.

Repayment laid out clearly

The repayment schedule is in your offer up front, so you can plan your recovery.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Laundromat emergencies are rarely small

A laundromat runs on water, gas, electricity and dozens of machines, which means a lot can go wrong at once. A sewer backup floods the floor. A water heater fails on a Saturday morning. Someone pries open the change machine. The utility bill doubles after a cold snap. The landlord hands you a repair bill for the roof.

When that happens, you need cash quickly and you need a lender who looks at your store's real numbers. That is what our emergency funding is for.

What emergency funding can cover

If insurance will cover part of the loss, funding can keep you operating while the claim is processed.

How fast it moves

The application takes about 5 minutes. We review about three months of business bank statements, start with a soft credit pull and do not ask for tax returns. Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses.

We consider FICO scores from 500. Sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and the amount depends mainly on your deposits and what you already owe each month.

Keep a clear head on cost

Emergencies push owners to sign the first thing in front of them. Slow down for ten minutes. Our offer shows the full repayment amount and the repayment schedule before you accept, so you can compare it with the cost of staying closed. Only take what you need to get the doors open and the machines running. Once you are past it, our laundromat cash flow guide has ideas for building a cushion.

Need it now?

Start your application. You can also compare fast funding options for laundromats and working capital for laundromats.

Frequently Asked Questions

Can I get funded the same day?

Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. We do not promise same-day funding.

My store is closed for repairs. Can I still apply?

Yes. We review your recent bank statements, which show the deposits your store produced before the closure.

Should I wait for my insurance payout?

Insurance can take weeks. Some owners use funding to reopen sooner, then manage repayment from restored revenue.

What credit score do I need?

FICO scores from 500 are considered. Credit is one factor alongside your deposits.

How much should I ask for in an emergency?

Get a repair or cleanup estimate first, then add a short cushion for rent and payroll while you are closed. Borrowing far more than the emergency needs only adds to what you repay, so keep the request tied to the actual problem.

Flood cleanup $32,000.00
Water heater $19,000.00
Break-in repair $10,500.00
Closure payroll $15,000.00

Example uses for illustration only.

How to improve your chances

After the emergency passes, these steps make the next one easier to absorb.

  • Review insurance for water damage and business interruption
  • Schedule yearly water heater and boiler inspections
  • Keep a small emergency reserve in a separate account
  • Upgrade cameras and change machine security

Emergency funding vs. bank timelines

Merchant Fund Express
Traditional bank loans
Time to apply
About 5 minutes
Appointment required
Documents
About 3 months of statements
Full financial package
Speed
As little as 24 hours if qualified
Weeks of review
Credit
FICO 500+ considered
Strong credit preferred
Credit check
Soft pull to start
Hard pull up front

Recover fast and reopen strong

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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