Merchant Fund Express
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Same-Day Funding for Laundromats, Explained

Decisions move fast and qualified laundromats can be funded in as little as 24 hours. Apply in about 5 minutes with bank statements.

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Fast Laundromat Funding

Get idle machines back to earning

Every hour a dryer row sits dark costs you money. Our process is built to move quickly from application to offer to funding for qualified stores.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Fast funding without the bank runaround

Speed with minimal paperwork

A 5-minute application and about three months of statements. No tax returns, and funding in as little as 24 hours for qualified businesses.

Credit flexibility

FICO scores from 500 are considered. Your store's deposits carry real weight in the decision.

Clear costs, even in a hurry

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Know your schedule up front

The repayment schedule is laid out in your offer before you agree, so a fast decision is still an informed one.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When a laundromat cannot wait

A boiler that quits in January. Three dryers down on a holiday weekend. A sewer line backing up into the store. Laundromat emergencies cost money every hour the doors are closed or the machines are idle, so owners look for same-day funding.

We will be straight with you: we do not promise funding the same day you apply. What we do offer is a process built for speed. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

What keeps it fast

The biggest thing you control is how quickly you send statements and answer questions. Owners who have their PDFs ready usually move through the process fastest.

Emergencies we see most

For laundromats, urgent needs tend to fall into a few buckets: equipment failures, water heater or boiler problems, plumbing and venting repairs, and short gaps in cash when a utility bill and payroll hit in the same week. Our page on laundromat emergency funding goes deeper on planning for those moments.

For illustration: a weekend breakdown

For illustration only: a single-store owner loses the main water heater on a Friday. They apply on Saturday with three months of statements ready, review an offer early the next week, and get the repair scheduled once funds arrive. Every file is different, and the amount and timing depend on that owner's deposits, existing obligations and how quickly paperwork is completed.

Who can apply

We work with established laundromats with steady deposits. Sole proprietors can apply and FICO scores from 500 are considered. Funding ranges from $25,000 to $5,000,000, depending mainly on deposits and existing obligations.

Apply now and get your machines back in service.

Frequently Asked Questions

Do you offer same-day funding for laundromats?

We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

What should I have ready?

About three months of business bank statements and a clear idea of what the funds are for. Quotes for repairs can help.

Will a fast application hurt my credit?

We start with a soft credit pull, which does not affect your score the way a hard inquiry can.

Can I apply on a weekend?

You can complete the application anytime. Review and funding timelines depend on when your file is complete.

What if my credit is not great?

FICO scores from 500 are considered, and we weigh your deposit history along with credit.

Which products can move fastest?

Timing depends more on how complete your file is than on the product. A merchant cash advance, working capital or a line of credit can all be reviewed quickly once statements are in.

Boiler repair $31,000.00
Sewer line fix $25,500.00
Dryer motors $28,000.00
Venting repair $33,000.00

Example uses for illustration only.

How to improve your chances

Laundromat owners can be ready for fast funding before an emergency hits.

  • Download and save your latest statements each month
  • Keep contact info for your repair technicians handy
  • Keep a written list of current financing payments
  • Maintain a small reserve for urgent repairs

Our speed vs. a typical bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Hours of forms
Documents
About 3 months of statements
Tax returns and more
Decision
Decisions move fast
Committee review
Funding
As little as 24 hours if qualified
Weeks
Credit
FICO 500+ considered
Strong credit expected

Move fast on your laundromat's needs

One secure application. A soft credit pull to start. No obligation to accept an offer.

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