Merchant Fund Express
(305) 384-8391Apply

Emergency Funding for Landscaping

Theft, storm damage, or a dead truck in peak season? Get back to work fast. Apply in 5 minutes with a soft credit pull.

Get Help Now

Landscaping Emergency Funding

Don't let one bad day cost you the season

When equipment is gone or broken, jobs start slipping right away. We fund established landscaping companies quickly, based on deposits, with a clear offer before you sign.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Fast help for landscaping emergencies

Speed with little paperwork

5-minute application, about three months of statements, and funding in as little as 24 hours if qualified.

Flexible credit review

FICO 500+ considered. Your job deposits count for a lot.

No surprises later

The full repayment amount is in your offer before you accept, with no surprise costs after signing.

Know your payments

Your repayment schedule is spelled out up front, so you can plan while you recover.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When something goes wrong mid-season

A trailer full of equipment stolen from a job site. A storm that tears up the shop roof. The main crew truck dead on the side of the road in the middle of peak season. Landscaping emergencies rarely wait for a convenient time, and the longer they sit, the more jobs slip. Emergency funding for landscaping gives established companies money to respond now, with funding in as little as 24 hours for qualified businesses.

Typical emergencies

Storms can also create demand: cleanup and tree work spike right after severe weather. Having capital ready lets you add crews and rent equipment to meet it.

First steps when it happens

File police or insurance reports right away and keep copies. Get written quotes for repairs or replacement. Figure out which jobs are affected and talk to those clients early; most will be patient if you're upfront. Then decide how much you need to bridge the gap between today and when insurance or receivables pay out.

Write down what was lost or damaged while it's fresh, including serial numbers and photos if you have them. That record speeds up both the insurance claim and your own decision about what to replace first.

For illustration

For illustration: a two-crew maintenance company loses an enclosed trailer with two commercial mowers and a full set of trimmers and blowers. Insurance will pay eventually, but the routes need to run tomorrow. Funding covers used replacement equipment and a rental trailer so the crews keep their schedule while the claim moves forward.

How we review an urgent request

Apply online in about five minutes and send roughly three months of business bank statements. No tax returns are required. FICO 500+ is considered, and the first look is a soft credit pull that won't affect your score. Sole proprietors can apply. Decisions move fast.

Options for an emergency

Working capital provides a lump sum to fix the problem. Equipment financing can replace stolen or destroyed machines. A merchant cash advance is another option for businesses with steady card sales. Your offer shows the full repayment amount and schedule before you accept. Apply now.

Frequently Asked Questions

How quickly can I get emergency funds?

Qualified landscaping businesses can be funded in as little as 24 hours after approval.

Can I use funds while waiting on an insurance claim?

Yes. Many owners cover repairs or replacements now and keep working while the claim is processed.

My equipment was stolen. Can you help replace it?

Yes. Equipment financing or working capital can cover replacement mowers, trailers and tools.

Does applying affect my credit?

We start with a soft credit pull, which doesn't affect your score.

What's the minimum and maximum I can get?

We fund from $25,000 to $5,000,000, depending mainly on deposits and existing obligations.

Do I need tax returns?

No. About three months of business bank statements is usually what we need.

Stolen trailer $21,000.00
Shop roof repair $34,000.00
Truck replacement $47,000.00
Storm cleanup crew $18,000.00

Example uses for illustration only.

How to improve your chances

Being prepared makes the next emergency easier to handle.

  • Keep an equipment list with serial numbers and photos
  • Review insurance coverage and deductibles yearly
  • Store trailers and machines securely overnight
  • Keep recent bank statements easy to download

Emergency funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Application
5 minutes online
Appointments and long forms
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Usually higher minimums
Credit check
Soft pull to start
Hard pull
Speed
As little as 24 hours if qualified
Weeks

Get the crew back on the job

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall