Keep your sales team and bench jeweler paid between holiday and bridal rushes. Five-minute application, bank statements only.
Cover PayrollJewelry Store Payroll Capital
Big sales weekends do not line up with pay periods. We size payroll funding from your card and bank deposits so your team stays intact.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a five-minute form. Funding in as little as 24 hours for qualified stores.
FICO 500+ is considered. Steady card deposits count for a lot in our review.
Your offer lists the total repayment amount before you accept. No surprise costs after you sign.
Repayment terms are laid out in the offer so you can plan around your slow and busy months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Jewelry sales do not arrive evenly. A store can do a large share of its business around the winter holidays, Valentine's Day, Mother's Day and the spring engagement rush, then run quiet for weeks. Your bench jeweler, your sales team and your repair desk still need to be paid every pay period.
Inventory makes it harder. Cash that lands from a good weekend often goes straight back into diamonds, gold and new lines. Payroll funding for jewelry stores keeps people paid without forcing you to discount stock or skip a buying trip.
A trained bench jeweler or a salesperson who knows your bridal clients is hard to replace. Missing a payroll, or cutting hours right before a busy stretch, can cost you the people your regulars ask for by name. Covering payroll through a slow patch is often cheaper than rehiring and retraining.
We look at about three months of business bank statements to understand your card deposits and cash flow pattern. Tax returns are not required. FICO scores from 500 up are considered, and sole proprietors can apply, which covers many family-owned shops.
The application takes about five minutes and starts with a soft credit pull. Funding ranges from $25,000 to $5,000,000, sized mainly by your deposits and current obligations, and can arrive in as little as 24 hours for qualified businesses.
Your offer shows the full repayment amount and the schedule before you accept. When it fits your calendar, apply here.
You can. Many jewelers use working capital to cover several pay periods during a quiet stretch so staffing stays steady into the next busy season.
Funding runs from $25,000 to $5,000,000. The amount depends mainly on your monthly deposits and any obligations you already have.
No tax returns are required. We work from about three months of business bank statements.
Funding can arrive in as little as 24 hours for qualified businesses. Apply a few days before payroll to leave room.
Yes. Sole proprietors can apply, and we review your business bank activity the same way.
Example uses for illustration only.
These steps make a payroll request clearer and easier to size.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding