Pay your machinists on time while customers work through net terms. Short application, about three months of statements, and funding in as little as 24 hours if qualified.
Cover PayrollMachine Shop Payroll Funding
Skilled machinists are hard to replace. Steady payroll keeps your crew in place and your delivery dates on track, even when receivables lag.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application, about three months of bank statements, no tax returns. Qualified shops can be funded in as little as 24 hours.
FICO 500+ considered. Your shop's deposit history is a big part of the review.
You see the full repayment amount in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is spelled out in the offer up front so you can plan around payroll cycles.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A machine shop pays its people every week or two. Its customers often pay on net terms, and a large OEM or tier supplier can stretch that further. When a few big jobs ship in the same month, the shop can look busy and profitable on paper while the bank balance runs thin right before payday.
Payroll funding for machine shops bridges that timing gap. It gives you cash to pay operators, programmers and inspectors on schedule while receivables catch up.
Skilled CNC machinists, setup techs and quality people are hard to replace. A late paycheck can send a good operator to the shop across town, and rebuilding that skill takes far longer than any cash crunch. Keeping payroll steady protects the crew that keeps your machines running and your delivery dates on track.
For a single gap, working capital is a common fit. If timing gaps come up again and again, a business line of credit lets you draw only when you need it. Some shops with strong card or ACH deposits look at revenue-based financing.
Funders weigh your average monthly deposits, how consistent they are, and any existing obligations already coming out of the account. Customer concentration can also come up: a shop that depends on one buyer may be asked about that relationship. Credit matters too, but FICO scores from 500 and up are considered, and sole proprietors can apply.
Qualified shops can be funded in as little as 24 hours. Apply now to get ahead of your next payday.
Yes. Many shops use it to pay overtime or a temporary second shift while a large order is in production.
Funding runs from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations, not on your headcount.
No. We review about three months of business bank statements instead.
The funding is between your shop and us. Your customers keep paying invoices the way they always have.
Qualified shops can be funded in as little as 24 hours, so applying a few days before payroll gives you room to review the offer.
Example uses for illustration only.
Shops that plan for payroll gaps tend to have an easier time when one hits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding