Pay nurses, aides and caregivers on time while reimbursements catch up. 5-minute application, soft credit pull, no tax returns.
Cover My PayrollHome Health Payroll Funding
Payers move at their own pace. Your staff cannot wait. We review your deposits and can fund qualified agencies in as little as 24 hours.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. No tax returns or claims reports required.
FICO 500+ is considered. Steady reimbursement deposits carry weight.
Your offer shows the total repayment amount before you accept. No surprise costs after you sign.
The schedule is in your offer up front, so you can plan it against expected reimbursements.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Home health runs on people. Nurses, therapists, aides and caregivers visit clients every day, and they need to be paid every week or two. Payment for those visits, though, often comes from Medicare, Medicaid, managed care plans and private insurers that pay on their own timelines. Claims get delayed, resubmitted or held for documentation, and payroll does not wait.
Missing a payroll in this field is especially costly. Caregivers have options, and an agency that pays late can lose staff to a competitor overnight, leaving clients without coverage.
Growth makes the gap wider. Each new client means more visit hours to staff before the first reimbursement for that client arrives. An agency that is winning referrals can find itself shorter on cash than one that is standing still, simply because payroll scales up weeks ahead of payments. Planning for that lag is part of running a healthy agency.
We fund based on your business bank deposits rather than your claims backlog. Options include:
We review about three months of business bank statements to see your regular deposits and existing obligations. No tax returns are required. FICO scores from 500 are considered, and sole proprietors can apply. Agencies with a steady flow of reimbursement deposits, even if individual payments are lumpy, give us a solid picture. Our home health qualification page explains more.
The application takes about 5 minutes and starts with a soft credit pull. Qualified businesses can be funded in as little as 24 hours. Every offer shows the full repayment amount and the repayment schedule before you accept, so you can compare it against the cost of turnover, agency staffing or missed visits. Apply for payroll funding.
Yes. That is one of the most common reasons home health agencies apply. We review your bank deposits, not individual claims.
We review agencies based on their business bank deposits and existing obligations, regardless of which payers they bill.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
We start with a soft credit pull so you can see your options first.
Qualified businesses can be funded in as little as 24 hours, which helps when a pay date is close.
Yes. Some agencies use working capital to cover wages for new hires while they build up client hours, so they can accept referrals instead of turning them away.
Example uses for illustration only.
These steps help agencies keep payroll steady.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding