Merchant Fund Express
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Equipment Repair Funding for Home Health Agencies

Fix agency vehicles, patient lifts, monitoring devices and office tech fast. 5-minute application, soft credit pull, no tax returns.

Fund the Repair

Home Health Equipment Repair

Keep caregivers on the road and documentation on track

A broken van or failed tablet can cancel visits and stall billing. We review your deposits and can fund qualified agencies in as little as 24 hours.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding for home care agencies

Speed and simple paperwork

A 5-minute application with about three months of statements. No tax returns required.

Credit flexibility

FICO 500+ is considered. Your agency's deposit history matters.

Know the full cost first

The total repayment amount is in your offer before you accept. No surprise costs after you sign.

Repayment you can plan for

Your schedule is laid out up front, so repairs do not turn into budget surprises.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

The equipment behind every visit

Home health care happens in clients' homes, but it depends on equipment the agency owns. Agency vehicles get caregivers and nurses to appointments. Patient lifts, mobility aids and monitoring devices may be loaned to clients. Laptops, tablets and visit verification tools keep documentation and billing moving. When something breaks, visits get rescheduled, documentation falls behind and billing slows down with it. Families notice missed or late visits quickly, and referral sources notice too, so a broken piece of equipment can affect your reputation as well as your cash flow.

What repair funding can cover

When a repair is close to the cost of replacement, equipment financing may be the better fit. Learn more on equipment financing for home health.

Repair, replace or keep a reserve

Agencies with several vehicles or a large pool of loaner equipment often see repairs come in clusters. Rather than funding each one separately, some owners request working capital that covers the immediate repair plus a planned replacement, or keep a business line of credit open for the next breakdown. Compare the full cost in your offers before choosing.

For illustration: an agency with a van in the shop and two tablets that failed in the same week might fund all three at once so visit schedules and documentation stay on track.

Getting funded

Apply in about 5 minutes. We start with a soft credit pull and review roughly three months of business bank statements. No tax returns are required, FICO scores from 500 are considered and sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours, and your offer shows the full repayment amount and schedule before you accept. Start your application.

Frequently Asked Questions

Can I fund repairs on staff vehicles?

Yes. Repairs to vehicles your agency owns and uses for client visits are a common use of working capital.

What about medical equipment we loan to clients?

Repairs or replacement of patient lifts, mobility aids, monitoring devices and similar equipment can be covered.

Should I repair or replace?

It depends on the age of the item and the repair estimate. Your offer will show the full cost so you can compare against equipment financing for a new unit.

How fast can I get repair funds?

Qualified businesses can be funded in as little as 24 hours, helping you avoid long gaps in client visits.

What do you need from me?

About three months of business bank statements and a 5-minute application. No tax returns are required.

Can I bundle several repairs into one request?

Yes. If a vehicle, a patient lift and some office tech all need work, one request can cover them together, which keeps the paperwork simple and gives you a single repayment schedule to plan around.

Van repair $9,200.00
Patient lift $7,400.00
Field tablets $11,000.00
Office HVAC $14,800.00

Example uses for illustration only.

How to improve your chances

Small habits can reduce surprise repair bills.

  • Schedule routine service for agency vehicles
  • Track the age of loaner equipment
  • Keep spare devices for field staff
  • Set aside a monthly repair reserve

Repair funding: us vs. a typical bank

Merchant Fund Express
Traditional bank loans
Time to funds
As little as 24 hours if qualified
Several weeks typical
Documents
About 3 months of statements
Tax returns, financials
Credit
FICO 500+ considered
Higher minimums
Credit check
Soft pull to start
Hard pull common
What can be funded
Vehicles, devices, tech
Often narrower

Get Your Equipment Working Again

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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