Guide
Non-profits are not eligible for any product on this site. That is a published exclusion, not a credit decision.
✓ Checking what you qualify for does not affect your credit score.
Non-profits are not eligible for any product on this site. That is a published exclusion, not a credit decision.
The routes that do exist: CDFIs, the SBA Community Advantage programme, non-profit-specific lenders such as Nonprofit Finance Fund, and lines of credit from a bank where the organisation already holds deposits.
Saying so plainly is more useful than taking an application that cannot be funded.
Tier 1: 650 FICO, 3 years in business, $300,000 a year or $25,000 a month, 8+ monthly deposits.
Tier 2: 600 FICO, 6 months in business, $60,000 revenue, $800 minimum daily balance.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Application plus three months of business bank statements. Same-day decision, next business day funding.
Non-profits are not eligible for any product on this site. That is a published exclusion, not a credit decision.
The routes that do exist: CDFIs, the SBA Community Advantage programme, non-profit-specific lenders such as Nonprofit Finance Fund, and lines of credit from a bank where the organisation already holds deposits.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
No.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
