Glossary
How long a business has been operating, usually measured from formation or first revenue.
✓ Checking what you qualify for does not affect your credit score.
Longer operating history generally produces better terms because there is more data. Businesses under three years old are funded routinely; below roughly six months, revenue consistency and bank activity carry most of the weight.
Underwriting for revenue-based business funding leans on bank activity, time in business, industry and existing positions. Where this term touches one of those, it can move a decision.
See the four factors that decide most files on the qualification page.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
How long a business has been operating, usually measured from formation or first revenue.
It depends on the factor it touches — industry, bank activity, time in business or existing positions. Those four decide most files.
Every product page on this site publishes the amount range, term, rate and fee structure up front.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
