Glossary
An automatic withdrawal pulled directly from a business bank account, used by most funders to collect daily or weekly payments.
✓ Checking what you qualify for does not affect your credit score.
Daily ACH debits are the single most common cash-flow complaint from funded merchants, because the money leaves before the business has covered payroll, rent or inventory. Moving from daily to weekly ACH is often a bigger practical improvement than a lower rate.
Underwriting for revenue-based business funding leans on bank activity, time in business, industry and existing positions. Where this term touches one of those, it can move a decision.
See the four factors that decide most files on the qualification page.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
An automatic withdrawal pulled directly from a business bank account, used by most funders to collect daily or weekly payments.
It depends on the factor it touches — industry, bank activity, time in business or existing positions. Those four decide most files.
Every product page on this site publishes the amount range, term, rate and fee structure up front.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
