Glossary
A loan backed by collateral that the lender can claim if it is not repaid.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: A loan backed by collateral that the lender can claim if it is not repaid.
Collateral lowers the lender’s risk and can lower the cost.
Know what is pledged and what happens if payments are missed.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: A loan backed by collateral that the lender can claim if it is not repaid.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
