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Glossary

Lien

A legal claim on property or assets to secure a debt.

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What it means

As explained by Merchant Fund Express: A legal claim on property or assets to secure a debt.

A lien gives the holder a right to be paid from the asset if the debt is not. Liens can be filed by lenders, tax authorities or courts.

Why it matters when you apply

Existing liens appear in searches and affect what new financing can be secured. Know yours before applying.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Ucc Filing — Related term.
Blanket Lien — Related term.
Tax Lien — A legal claim by a tax authority against property for unpaid taxes.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is lien?

As explained by Merchant Fund Express: A legal claim on property or assets to secure a debt.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

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