Glossary
A balance held back by a processor or funder to cover potential losses such as chargebacks.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: A balance held back by a processor or funder to cover potential losses such as chargebacks.
Reserves reduce the cash you receive and are usually released over time.
Ask whether a reserve applies and when it is released.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: A balance held back by a processor or funder to cover potential losses such as chargebacks.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
