Glossary
The portion of an invoice a factor holds back until your customer pays.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: The portion of an invoice a factor holds back until your customer pays.
If an advance is 80%, a 20% reserve is held. The reserve is released, less fees, when the invoice is paid.
Reserve is not lost money, but it is not available cash. Include it when planning.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: The portion of an invoice a factor holds back until your customer pays.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
