Glossary
A commitment by the business owner to be personally responsible for the debt if the business does not repay.
✓ Checking what you qualify for does not affect your credit score.
Most small business funding requires one, including the majority of business credit cards. It is distinct from collateral: a guarantee pledges the owner's personal responsibility rather than a specific asset.
Underwriting for revenue-based business funding leans on bank activity, time in business, industry and existing positions. Where this term touches one of those, it can move a decision.
See the four factors that decide most files on the qualification page.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
A commitment by the business owner to be personally responsible for the debt if the business does not repay.
It depends on the factor it touches — industry, bank activity, time in business or existing positions. Those four decide most files.
Every product page on this site publishes the amount range, term, rate and fee structure up front.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
