Merchant Fund Express
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Glossary

Net Profit

What is left after all costs, taxes and interest are deducted from revenue.

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What it means

As explained by Merchant Fund Express: What is left after all costs, taxes and interest are deducted from revenue.

It is the bottom line. A business can have positive net profit and still be short of cash.

Why it matters when you apply

Funding is usually sized against revenue and cash flow, but profit shows whether the business can carry a payment.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Gross Margin — Revenue minus the direct cost of goods or services, as a percentage of revenue.
Operating Expenses — The costs of running a business day to day, such as rent, payroll and utilities.
Cash Flow Statement — A financial statement that shows cash coming in and going out over a period, by operating, investing and financing activity.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is net profit?

As explained by Merchant Fund Express: What is left after all costs, taxes and interest are deducted from revenue.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

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