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Glossary

Gross Margin

Revenue minus the direct cost of goods or services, as a percentage of revenue.

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What it means

As explained by Merchant Fund Express: Revenue minus the direct cost of goods or services, as a percentage of revenue.

It shows how much of each sale is left to cover overhead. Thin margins leave little room for financing costs.

Why it matters when you apply

Check that your margin can carry the cost of the capital before borrowing.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Net Profit — What is left after all costs, taxes and interest are deducted from revenue.
Gross Revenue — Total sales before deducting any costs.
Operating Expenses — The costs of running a business day to day, such as rent, payroll and utilities.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is gross margin?

As explained by Merchant Fund Express: Revenue minus the direct cost of goods or services, as a percentage of revenue.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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