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Glossary

Lease Buyout

Paying a lessor to take ownership of leased equipment or a vehicle.

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What it means

As explained by Merchant Fund Express: Paying a lessor to take ownership of leased equipment or a vehicle.

The buyout amount is often set in the lease. It can be financed.

Why it matters when you apply

Compare the buyout with market value and remaining payments.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Equipment Financing — Financing used to buy or lease equipment, with the equipment itself as collateral.
Capital Expenditure — Spending on assets that last more than a year, such as equipment, vehicles or a build-out.
Secured Loan — A loan backed by collateral that the lender can claim if it is not repaid.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is lease buyout?

As explained by Merchant Fund Express: Paying a lessor to take ownership of leased equipment or a vehicle.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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